National Delinquency Survey

The National Delinquency Survey (NDS) is one of the most recognized sources for residential mortgage delinquency and foreclosure rates. Based on a sample of almost 40 million first lien loans serviced by mortgage companies, commercial banks, thrifts, credit unions and others, NDS provides quarterly delinquency and foreclosure statistics at the national, regional and state levels.

Delinquency and foreclosure measures are broken out into loan type (prime, subprime, VA and FHA) and fixed and adjustable rate products. At each geographic classification, there are 7 measures: total delinquencies, delinquency by past due category (30-59 days, 60-89 days and 90 days and over), new foreclosures, foreclosure inventory and seriously delinquent. The total number of loans serviced each quarter, as compiled through the survey, is also included in the data.

Frequently Asked Questions

What You Get with the Annual Subscription 

The annual subscription covers four quarters and each quarter we email our subscribers the following:

NDS Report - a PDF document containing the most recent results including select charts, graphs, historical context, maps and more.

NDS Tables - an Excel file that includes every measure available in the survey for a single quarter, including State, Regional and National results for all 11 loan-types, including both Seasonally Adjusted and Non-Seasonally Adjusted results where available. 

NDS Analysis Packet (Briefing Packet) - available to direct MBA subscribers ONLY! Includes charts and graphs highlighting important facts and trends from the most recent results. The Analysis Packet is where MBA will typically debut new additions to the survey like delinquency metrics by Metro Market, delinquency trends by Vintage/Origination Year, judicial/non-judicial analysis and more. 

NDS Press Release -  subscribers are sent a copy of the press release which includes insight from MBA Research economists and experts. 

How To Purchase or Subscribe 

The NDS is available by annual subscription or single quarterly report. Subscribers save up to $250 over the single-report purchase price. For more information or to subscribe, please click on the buttons below.

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Purchase Latest Report

For more information on this product email mbaresearch@mba.org.

NDS: Custom Historical Reports

(Note: To place your order for 3050-16 and database, please email mbaresearch@mba.org.)

National Delinquency Historical Reports

Product Member/Nonmember
Historical Report (3050-16) - State, U.S. Loan Level (ordering instructions inside) - SAMPLE

$40-$1,000 / $60-$1,500
All Data Points - SAMPLE

$2,500 / $4,000
Recent Foreclosure Trends Report for All States
Foreclosure Trends (Inventory Percent and Start Rate) for All States for Last 5 Quarters (Table, data available for Overall, Prime, Subprime, FHA and VA loan types), VIEW SAMPLE [XLS]

$125 / $250
Recent Delinquency Trends Report for All States
Delinquency Trends (measures available for Total Past Due, 30 days, 60 Days, and 90+ Days) for All States for Last 5 Quarters (Table, data available for Overall, Prime, Subprime, FHA and VA loan types), VIEW EXAMPLE [XLS]

$125 / $250
Seasonally and Non-Seasonally Adjusted Totals - U.S. Level (measures available for All Mortgages Past Due, 30 days, 60 days, +90 Days Past Due, Foreclosure Starts, Foreclosure Inventory, Mortgage Numbers Serviced: U.S.), VIEW EXAMPLE [XLS] $60 / $100

Origination Year Data

Product
NDS Origination Year – Vintage Curves by Product Type - Seriously Delinquent Rate of Loans by Origination Year and Composition of Quarterly Seriously Delinquent Rate by Origination Year for All, FHA, Prime ARM and Prime FRM loan types. Report dates from 2008 to most recent quarter results - SAMPLE $50 / $100

License Agreement

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Copying or other redistribution of any MBA research publication -- in whole or in part -- violates U.S. copyright law as well as any applicable MBA terms of use. Activities that are not permitted without MBA's advance permission include photocopying, faxing, excerpting, forwarding electronically and sharing of online access.

Multi-user licenses are also available. Contact MBAResearch@mba.org for more information.