Consumer Financial Protection Bureau (CFPB) Servicing Issues
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The CFPB's Mortgage Servicing Rules helped to standardize mortgage servicing practices and provide important consumer protections. MBA consistently advocates for clarity in guidance for its members so that they can provide consistent, equitable service to all consumers. Providing clear, unambiguous rules for mortgage servicers and recognizing the important and unique relationship between servicers and their customers is critical to ensure a fair and efficient system.
Recent MBA Activity Related to Consumer Financial Protection Bureau (CFPB) Issues
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MBA Letter on Alternative Data
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MBA Letter to the House Financial Services Committee on Financial CHOICE Act 2.0
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Joint Letter to House Members on the Protecting Americans from Credit Entanglements Act of 2017
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MBA Letter to the CFPB on Request for Information Regarding Consumer Access to Financial Records
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MBA Letter to CFPB on Exploring Special Purpose National Bank Charters for Fintech Companies
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MBA Letter to the CFPB on RESPA Compliance
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MBA Letter to CFPB on Database Dispute Function
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MBA Letter to Senate Banking Committee on CFPB Cordray's Testimony
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MBA Factsheet: New Minimum Standards for Appraisal Management Companies
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MBA Amicus Brief on PHH Case
