POLICY & COMPLIANCE TRACK: Is Your Servicing Compliance House in Order?
Join this deep dive discussion of top CFPB and state servicing exam findings that servicers should be aware of to get their regulatory house in order. Expert panelists cover several topics, including servicing related fees, information technology, payment processing, credit reporting, as well as potential UDAAP issues. Sponsored by Bradley.
Speakers
Moderator
![Photo of Mitch Kider](https://apps.mba.org/headers/rsz_kider_mitch%20%20240%204.23.jpg)
Mitch is the Chairman and Managing Partner of Weiner Brodsky Kider PC. He represents banks, mortgage companies, residential homebuilders, real estate settlement service providers, credit card issuers, and other financial service companies in a broad range of matters. As a litigator, Mitch has defended clients in more than 150 class action lawsuits in federal and state courts throughout the country. He also advises clients on federal and state regulatory compliance matters. He represents clients in investigations and enforcement actions before the Consumer Financial Protection Bureau, Department of Housing and Urban Development, Department of Veterans Affairs, Department of Justice, Federal Trade Commission, Ginnie Mae, Fannie Mae, Freddie Mac, and various state and local regulatory authorities and Attorneys General offices. In addition, Kider acts as outside general counsel to smaller companies and special regulatory and litigation counsel to Fortune 500 companies. He has written extensively on issues involving lenders and other settlement service providers and speaks frequently on regulatory and litigation matters before trade associations and other industry groups.
Speakers
![Photo of Anoush Garakani, Esq.](https://apps.mba.org/headers/rsz_Garakani_Anoush%20240.png)
Anoush Garakani is a partner on Alston & Bird’s Consumer Financial Services Team. He advises on mortgage banking and consumer finance and concentrates on counseling clients on compliance with federal and state consumer financial protection laws and regulations. He is recognized in the 2021, 2022, and 2023 edition of The Best Lawyers in America© “Ones to Watch” for his work in Corporate Governance and Compliance Law.
![Photo of Mel L. Reid, CMB, AMP](https://apps.mba.org/headers/rsz_reid_melanie_240_1.23.jpg)
Melanie L. Reid has been in the financial industry for over 30 years working for Central Fidelity Bank, SunTrust Mortgage and currently with Citizens Bank. Roles have included Post-Closing and Origination Functions as an operations manager. These roles include but are not limited to Post-Closing Conventional and Government Review Manager, Final Documents Manager, File Vault and Negotiable Collateral Manager. Also, Consumer Direct Operations and Bond Housing Operations functions were areas managed during her career. Melanie joined Citizens Bank eight years ago has held positions of Investor Compliance, Head of Performing Mortgage Servicing and currently the Mortgage Servicing Transfer & Post Closing. Melanie is an active faculty member of the Mortgage Bankers Association.