Resources
-
MBA Letter to Senate Banking Committee on Brian Johnson Nomination as CFPB Director
MBA express the real estate finance industry’s strong support for President Trump’s nomination of Brian Johnson to be Director of the Consumer Financial Protection Bureau (CFPB). MBA appreciates the Senate Banking Committee’s scheduling of this week’s nominations hearing that will allow for examination of Mr. Johnson’s credentials to serve as the agency’s Director.
-
MBA, CMLA Joint Letter on Colorado Automated Decision-Making Technology & Chatbot Safety Rulemaking
The Colorado Mortgage Lenders Association and MBA provide input to the Colorado Department of Law on its RFI related to the recently enacted Automated Decision-Making Technology Act. This comment serves as a review of CMLA and MBA’s concerns as it relates to the ADMT Act and how the Attorney General can engage in rulemaking to provide regulatory clarity to covered entities.
-
MBA Coalition Letter to Treasury on ROAD to Housing Bill's Build to Rent Ban
The undersigned organizations write the Department of the Treasury to request a technical clarification that forthcoming regulations will except BTR communities from the ban on purchases of single family rental (SFR) housing by large institutional investors; and treasury communicate as soon as practical that such guidance is forthcoming.
-
MBA Joint Letter on Neighborhood Homes Investment Act
The undersigned organizations comment on the Neighborhood Homes Investment Act, led by Rep. Mike Kelly (R-PA) and Sen. Todd Young (R-IN). The act is the most widely supported affordable homeownership supply bill in Congress. This market-based solution is the missing piece to deliver price relief to Americans by lowering the cost of housing and increasing housing supply for owner-occupants.
-
MBA Comment Letter on the NMLS Proposed 2027 Testing and Education Fee Changes
MBA provides comments to the Conference of State Bank Supervisors (CSBS) and State Regulatory Registry, LLC (SRR) in response to the Nationwide Multistate Licensing System (NMLS) Proposed 2027 Testing and Education Fee Changes.
-
MBA Joint Trades Letter on FHA Minimum Property Requirements RFI
MBA Joint Trades Letter on FHA Minimum Property Requirements RFI
-
MBA Letter for 6/30/26 Markup in the House Financial Services Committee
Mortgage Bankers Association writes to share our association’s views regarding several bills that directly impact the U.S. real estate finance system and are scheduled to be considered later this week during a full Financial Services Committee markup.
-
MBA Joint Letter on H.R. 7128, the TRIA Program Reauthorization Act of 2026
The undersigned organizations, we write to express support for H.R. 7128 – The TRIA Program Reauthorization Act of 2026 in advance of the anticipated vote in the U.S. House of Representatives this week. TRIA is a critical public-private partnership that ensures the continued availability of terrorism insurance coverage, benefiting the broader economy. We urge Congress to move without delay in reauthorizing the program on a long-term basis.
-
MBA Support Letter to House Leadership on H.R. 7128, the TRIA Program Reauthorization Act of 2026
MBA writes to express support for H.R. 7128, the TRIA Program Reauthorization Act of 2026, as amended, in advance of the bill’s anticipated consideration by the full House under suspension of the rules this week. A similar version of the legislation passed the House Financial Services Committee in late January by the wide bipartisan margin of 51 to 2. MBA urges all Members to vote “Aye” on H.R. 7128, as amended, when it comes before the full House for a vote.
-
MBA Letter on H.R. 9237, the Take Care of America’s Veterans Act
MBA write to you regarding H.R. 9237, the Take Care of America’s Veterans Act, which is scheduled to come before the full House (subject to a rule) for a floor vote later this week. MBA understands and fully supports the laudable goals of this legislation – including (and especially) the changes designed to ensure affected veterans receive the enhanced disability and survivor benefits they so richly deserve. However, MBA cannot fully support the bill in its current form, given the harmful impact the VA Home Loan program funding fee increases contained in the bill’s Section 104 would have on veterans’ access to affordable home financing.
-
MBA Support Letter to House Leadership on 21st Century ROAD to Housing Act
MBA write to you in support of the Senate’s most recent amendment to the House amendment to the Senate amendment to the 21st Century ROAD to Housing Act, H.R. 6644 (as amended). Thank you for your collective efforts that have resulted in this current agreed-upon version of a comprehensive housing package now before the House – with a vote on final passage of the measure scheduled for consideration under suspension of the rules as soon as tomorrow.
-
MBA Letter to Banking Agencies on Basel III Re-proposal (New Markets Tax Credit)
The undersigned organizations comment on the notices of proposed rulemaking (NPRs) issued by the Board of Governors of the Federal Reserve System (Federal Reserve), the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC) (jointly, the Agencies). The NPRs consist of (i) proposed revisions to the risk-based capital framework for Category I and II banking organizations (Basel III proposed regulations) and (ii) proposed modifications to the standardized approach for credit risk applicable to other banking organizations (the Standardized Approach Proposed Regulations, and together with the Basel III proposed regulations, the Proposals).
-
MBA Joint Letter on Basel III Re-proposal (re: LIHTC risk weights)
The undersigned organizations comment on the Notices of Proposed Rulemaking (NPR) for regulatory capital rule amendments applicable to large banking organizations and to banking organizations with significant trading activity, as well as regulatory capital and the standardized approach for risk weights for other banking organizations, both published on March 27, 2026.
-
MBA Letter to the Banking Agencies on Basel III Re-proposal Recommendations
MBA comments on the notices of proposed rulemaking (the “NPRs”) issued by the Board of Governors of the Federal Reserve System (the “Board”), the Federal Deposit Insurance Corporation (the “FDIC”), and the Office of the Comptroller of the Currency (the “OCC”) (collectively, the “Agencies”). The NPRs consist of (i) proposed revisions to the risk-based capital framework for Category I and II banking organizations (the “Basel III Proposal”) and (ii) proposed modifications to the standardized approach for credit risk applicable to other banking organizations (the “Standardized Approach Proposal,” and together with the Basel III Proposal, the “Proposals”).
-
MBA Letter to Senate Leadership on 21st Century ROAD to Housing Act
Mortgage Bankers Association write in support of the Scott/Warren Senate amendment to the House amendment to the Senate amendment to the 21st Century ROAD to Housing Act, H.R. 6644 (as amended). Thank you for your collective efforts that have resulted in this current agreed-upon version of a comprehensive housing package now before the Senate – with a vote on final passage of the measure scheduled to take place later this week.
-
MBA Comment Letter on FEMA Review Council Final Report
MBA comments on the FEMA Review Council's Final Report dated May 7, 2026. MBA supports efforts to streamline disaster response, enhance resilience, and improve coordination.
-
MBA Joint Trades Letter to FHFA on Appraisals
The undersigned organizations write to express our support for the policy opportunities presented by President Trump’s March 13, 2026, Executive Order “Promoting Access to Mortgage Credit.”1 Pursuit of the policy goals outlined in the Executive Order, by the Federal Housing Finance Agency (FHFA) and other agencies, has the potential “to improve the availability and affordability of mortgage credit.”
-
MBA Joint Trades Letter to CFPB on Mortgage Executive Order Priorities
MBA Joint Trades Letter to CFPB on Mortgage Executive Order Priorities
-
MBA Letter on Amendments to the 21st Century ROAD to Housing Act
Mortgage Bankers Association write to you regarding the Hill/Waters House amendment to the Senate amendment to the 21st Century ROAD to Housing Act, H.R. 6644, as amended.
-
MBA Joint Trade Letter to House on 21st Century ROAD to Housing Act
The undersigned organizations write to express our strong support for the House amendment to the 21st Century ROAD to Housing Act. This critically needed legislation makes a substantial down payment on efforts to address the housing affordability crisis affecting communities nationwide.