Resources
-
MBA Joint Trades Letter to FHFA on Appraisals
The undersigned organizations write to express our support for the policy opportunities presented by President Trump’s March 13, 2026, Executive Order “Promoting Access to Mortgage Credit.”1 Pursuit of the policy goals outlined in the Executive Order, by the Federal Housing Finance Agency (FHFA) and other agencies, has the potential “to improve the availability and affordability of mortgage credit.”
-
MBA Joint Trades Letter to CFPB on Mortgage Executive Order Priorities
MBA Joint Trades Letter to CFPB on Mortgage Executive Order Priorities
-
MBA Joint Letter to House on Amended Version of 21st Century ROAD to Housing Act
The undersigned organizations express support for the 21st Century ROAD to Housing Act and to urge the House of Representatives to pass it without delay. Building more homes is the best way to lower housing costs for American families. The House bill reflects that reality. It preserves pro-supply provisions while making critical corrections to ensure that the 21st Century ROAD to Housing Act truly meets its promise as a housing supply bill.
-
MBA Letter on Amendments to the 21st Century ROAD to Housing Act
Mortgage Bankers Association write to you regarding the Hill/Waters House amendment to the Senate amendment to the 21st Century ROAD to Housing Act, H.R. 6644, as amended.
-
MBA Joint Trade Letter to House on 21st Century ROAD to Housing Act
The undersigned organizations write to express our strong support for the House amendment to the 21st Century ROAD to Housing Act. This critically needed legislation makes a substantial down payment on efforts to address the housing affordability crisis affecting communities nationwide.
-
MBA Comment Letter on FSOC’s Proposed Guidance on Nonbank Financial Company Designations
The Mortgage Bankers Association comments on the Financial Stability Oversight Council’s (“FSOC” or “Council”) proposed revision to its interpretive guidance (the “Proposal”) related to the designation of certain nonbank financial companies.
-
MBA Joint Letter to HUD Supporting the Modernization of FHA appraisal
The undersigned organizations write to express support for the policy opportunities presented by President Trump’s March 13, 2026, Executive Order “Promoting Access to Mortgage Credit.” Pursuit of the policy goals outlined in the Executive Order, by the U.S. Department of Housing and Urban Development (HUD) and other agencies, has the potential “to improve the availability and affordability of mortgage credit.”
-
MBA Joint Trade Letter on FSOC’s Proposed Guidance on Nonbank Financial Company Designations
The undersigned associations write to express support for the Financial Stability Oversight Council's (FSOC) proposed interpretive guidance ("Proposed Guidance") governing the designation of nonbank financial companies as systemically important financial institutions (SIFIs).
-
MBA Letter to HUD on the MAP Efficiency Mortgagee Letter
Mortgage Bankers Association provide feedback on the proposed Multifamily Improvements for MAP Efficiency Mortgagee Letter.
-
MBA President and CEO Bob Broeksmit Written Testimony on HFSC Bank Capital Hearing
A statement of Robert D. Broeksmit, CMB, President & Chief Executive Officer of Mortgage Bankers Association, on Behalf of the Mortgage Bankers Association to the U.S. House of Representatives, House Financial Services Committee on “Prioritizing Main Street: Evaluating the Impact of Capital Proposals on Economic Growth and American Communities”.
-
MBA Comment Letter to HUD on Opportunity Zones
MBA provides recommendations for how HUD can improve its multifamily mortgage insurance programs to better support the development and preservation of housing in Opportunity Zones. These recommendations would reduce friction in FHA execution, align underwriting with the time-sensitive nature of Opportunity Zone capital, and encourage more production in communities where additional housing investment is urgently needed.
-
MBA Joint Letter to House Financial Services Committee Subcommittee on Housing and Insurance on CRT and Reinsurance
The signed organizations commend the House Subcommittee on Housing and Insurance, under the committee's leadership, for convening the hearing titled “Diversifying Risk: The Benefits of Reinsurance and Credit Risk Transfer.” At a time of heightened interest in housing affordability, taxpayer protection, and financial stability, the Subcommittee’s focus on risk-sharing tools that have proven their value across economic cycles is both timely and important.
-
MBA Joint Letter to U.S. House Leadership on Section 901 (Build to Rent) Provision in 21st Century ROAD to Housing Act
The signed organizations write to express serious concerns regarding provisions included in the Senate-passed 21st Century ROAD to Housing Act that would undermine efforts to address our nation’s housing supply and affordability crisis. While we applaud the Senate’s efforts to promote homeownership, a key plank of the American Dream, Section 901 would decrease the housing supply and harm Americans. We urge you to ensure Section 901 is modified to remove provisions that are harmful to increasing the supply of affordable housing.
-
MBA Letter to CFPB on 2026-2030 Strategic Plan
The Mortgage Bankers Association (MBA)1 welcomes the opportunity to comment on the Consumer Financial Protection Bureau’s (CFPB or Bureau) draft Strategic Plan for FY 2026-2030. MBA agrees with the aim of the strategic plan to concentrate the CFPB’s resources on identifying and addressing pressing threats to consumers, reversing instances of regulatory overreach, and lowering the compliance and liability costs associated with consumer financial products.
-
MBA Statement for the Record on HFSC Subcommittee on Financial Institutions Hearing on Access to Credit
MBA write to you regarding the planned hearing on April 16, 2026, before the House Financial Services Committee’s Subcommittee on Financial Institutions, entitled “Promoting Access to Credit for Everyday Americans.” The hearing will seek to solicit the views of stakeholders on a range of issues that impact Americans’ ability to access differing forms of consumer credit, including home mortgage credit. Accordingly, MBA wishes to submit this letter as a statement for the Subcommittee’s hearing record.
-
Statement of Owen Lee Chief Executive Officer of Success Mortgage Partners, 2026 MBA Chair-Elect, on the VA Home Loan Program Before the House of Representatives House Committee on Veterans’ Affairs Economic Opportunity Subcommittee
Owen Lee Chief Executive Officer of Success Mortgage Partners, 2026 MBA Chair-Elect, testifies before the House of Representatives House Committee on Veterans’ Affairs Economic Opportunity Subcommittee on the VA Home Loan Program.
-
MBA Joint Trades Letter to House Leaders on Build-to-Rent Provision in 21st Century Road to Housing Act
The organizations below write to express gratitude for the House’s work on landmark legislation to address our nation’s housing affordability crisis. As strong supporters of the House-passed Housing for the 21st Century Act, we are deeply concerned by and oppose newly included language in Section 901 of the 21st Century ROAD to Housing Act passed by the Senate on March 12, 2026, which would effectively eliminate the production of Build-to-Rent (BTR) housing. Put simply, this provision inexplicably takes new housing units off the table and would exacerbate our housing crisis. We urge you to take action to amend this bill and preserve the production of BTR housing nationwide.
-
MBA Letter to House Leaders on 21st Century ROAD to Housing Recommended Changes
Mortgage Bankers Association write regarding the 21st Century ROAD to Housing Act, as passed by the full Senate and asks that MBA's views are considered regarding specific sections of the legislation and act to amend and improve the bill.
-
MBA Response Letter to VA Draft of Partial Claim and Loss Mitigation Waterfall Changes
MBA welcomes the opportunity to comment on the Department of Veterans Affairs’ (VA) proposed policies establishing a partial claim option and changing the VA’s loss mitigation waterfall. The MBA thanks the VA for implementing the VA Home Loan Program Reform Act and applauds the VA for its use of the Drafting Table to gather feedback from stakeholders before implementing policy.
-
MBA Letter to Senate Leaders on Suggested Improvements to 21st Century ROAD to Housing Act
MBA write to comment on the 21st Century ROAD to Housing Act, which represents a positive effort to help boost housing supply, expand affordable homeownership for families, reduce unnecessary regulatory burdens, and embrace modern manufactured and modular housing.