Resources
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MBA Letter to CFPB on Rescission of Nonbank Registry Rule Final Rule
MBA appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau or CFPB) proposed rescission of the Nonbank Registry Rule Final Rule (the NBR Rule or Final Rule). We believe the CFPB is taking the appropriate steps by reexamining the need for the registry. MBA supports this approach and believes that a thorough review of the statutory basis, costs and duplicative nature of the Final Rule should lead the Bureau to rescind it.
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MBA CRE Coalition Letter on Section 899
The undersigned organizations support the effort to pressure foreign governments to reform tax policies that unfairly target American businesses and their employees. The undersigned real estate organizations are concerned, however, that the retaliatory tax measures in the House-passed budget reconciliation bill, as currently drafted, could have significant negative, unintended consequences. These include higher mortgage rates, reduced housing supply, decreased investment in urban and rural communities, fewer jobs, and slower economic growth. We urge the Senate to revise proposed Section 899 to exempt non-controlling investments in U.S. real estate, regardless of whether those investment are made through equity or debt. Such an exemption is necessary to ensure U.S. taxpayers continue to have access to foreign capital for real estate investment.
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MBA Joint Letter on Assembly Bill 801
The undersigned organizations are committed to providing fair and equitable access to credit and are working with state and federal government and private sector stakeholders to develop new products and strategies to reach underserved markets and communities
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MBA Letter in Support of the Amendment in the Nature of a Substitute (ANS) to H.R. 2808
Mortgage Bankers Association writes to share the association’s views regarding one of the bills scheduled to be considered during tomorrow’s Financial Services Committee markup – a proposal that, if enacted, would directly protect consumers from abusive privacy invasions and sometimes predatory practices.
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MBA Joint Coalition Letter in Support of the Amendment in the Nature of a Substitute (ANS) to H.R. 2808
The undersigned groups, representing a diverse set of housing and financial services stakeholders and advocates, are writing to express our strong support for the Rose Amendment in the Nature of a Substitute (ANS) to the bipartisan Homebuyers Privacy Protection Act (H.R. 2808), as principally sponsored by Representatives John Rose (R-TN) and Ritchie Torres (D-NY)
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MBA Letter on FY 2026 Appropriations - Include Report Language on USDA RHS Delegated Loan Approval
MBA Letter on FY 2026 Appropriations - Include Report Language on USDA RHS Delegated Loan Approval
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MBA Letter on MilCon/VA Appropriations Bill for Fiscal Year 2026
MBA Letter on MilCon/VA Appropriations Bill for Fiscal Year 2026
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MBA Joint Coalition Letter on Davis-Bacon Rule
The undersigned national real estate associations represent a broad coalition of housing providers that are committed to working together with policymakers and the Administration to address America’s housing affordability crisis. Today, we write to request that the U.S. Department of Labor (“DOL”) repeal and revise the August 23, 2023 final rule, “Updating the Davis-Bacon and Related Acts Regulations” (“Davis-Bacon rule”).
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MBA Support Letter on VA Partial Claim Bill Ahead of Vote
Mortgage Bankers Association write in strong support of Congressman Derrick Van Orden’s VA Home Loan Program Reform Act (H.R. 1815), prior to its full House debate and consideration this afternoon (and evening) under suspension of the rules. As the Department of Veterans Affairs (VA) phases out its Veterans Affairs Servicing Purchase (VASP) program by the end of the fiscal year, the need for a permanent partial claim option for the VA’s Home Loan program has become particularly urgent.
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MBA Main Street Coalition Letter on House Ways and Means Reconciliation Markup
The undersigned organizations, representing millions of Main Street businesses operating in every industry and community in America, support the budget reconciliation tax package scheduled for markup this week by the House Ways and Means Committee.
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MBA Letter to House Ways and Means Committee Leadership on Budget Reconciliation Bill
MBA writes as the Committee on Ways and Means moves to consider Chairman Smith’s Amendment in the Nature of a Substitute (ANS) at the budget reconciliation markup this afternoon. MBA continues to support the shared goal of enacting tax legislation that spurs jobs, economic growth, and investment in our communities. MBA believes that the framework established by Chairman Smith’s ANS, as proposed, represents an important and necessary step toward that goal.
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MBA Coalition Letter on S.1527 the Housing Affordability Act (FHA Multifamily Stat Limits)
The undersigned organizations write in strong support of your bipartisan legislation, S.1527 the Housing Affordability Act to update the Federal Housing Administration’s (FHA) multifamily insurance programs to accurately capture the true cost of apartment construction. FHA’s current base statutory limits reduce the number of housing units HUD will insure nationwide.
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MBA Letter to Federal Banking Agency on Mortgage Origination and Servicing
MBA shares key priorities to sustain and strengthen bank participation in the mortgage market. As communicated in a Basel 3 Endgame comment letter, there are two critical changes to current capital rules that are needed to attract banks back to primary market origination and servicing, and ensure they continue to provide critical liquidity support to nonbank mortgage lenders
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MBA Letter to OMB on Deregulation RFI
The Mortgage Bankers Association (MBA) welcomes the opportunity to comment on the Office of Management and Budget’s (OMB) request for information (RFI) on unnecessary, unlawful, unduly burdensome, and unsound rules that should be rescinded. This letter also includes rules that should be revised to better address the current realities of the mortgage market.
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MBA HVAC Support Letter for VA Home Loan Program Reform Act
MBA HVAC Support Letter for VA Home Loan Program Reform Act
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MBA Joint Letter on B-SALT Deduction
MBA Joint Letter on B-SALT Deduction
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MBA Letter to HUD on Multifamily Housing Environmental Burdens
MBA writes to provide recommendations to HUD on updates to its FHA Multifamily Accelerated Processing (MAP) program to lower housing costs and boost housing supply. A number of environmental requirements have been added to the MAP Guide since 2011. MBA strongly encourages HUD to review the necessity of these requirements, given the high demand for housing.
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MBA Coalition Letter Supporting the Reintroduced Homebuyers Privacy Protection Act
The undersigned groups, representing a diverse set of housing and financial services stakeholders and advocates, are writing to express our strong support for the reintroduction of the bicameral, bipartisan Homebuyers Privacy Protection Act (S. 1467 and H.R. 2808, respectively), as offered by Senators Bill Hagerty (R-TN) and Jack Reed (D-RI) and Representatives John Rose (R-TN) and Ritchie Torres (D-NY).
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MBA Letter to the House Committee on Veterans’ Affairs Subcommittee on Economic Opportunity
MBA write to provide our feedback on the VA Home Loan Program Reform Act, including amendments in the nature of a substitute (ANS) to H.R. 1815 offered by both the majority and the minority. As the Department of Veterans Affairs (VA) prepares to move quickly to phase out the Veterans Affairs Servicing Purchase (VASP) program, the need for a permanent partial claim option has become increasingly urgent.
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MBA Joint Comment Letter on New York’s Community Reinvestment Act
The national Mortgage Bankers Association (MBA), the Mortgage Bankers Association of NY (MBA of NY), the New York Mortgage Bankers Association (NYMBA),3 and the Empire State Mortgage Bankers Association (ESMBA), appreciate the opportunity to comment on the proposed regulation published in the February 5, 2025 New York State Register (Register) to implement New York’s Community Reinvestment Act (NYCRA) for independent mortgage banks (IMBs). They have reviewed the proposal and note the text of the regulatory language is largely unchanged from the version released during the mid-December 2024 pre-proposal comment period.