Resources
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MBA Letter on Joint Agencies' NPR on Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996
MBA Letter on Joint Agencies' NPR on Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996
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MBA Joint Trade Letter on Treasury’s Community Development Financial Institutions Fund Layoffs
MBA joined a group of trade associations in a letter sent to the Treasury Secretary, Scott Bessent and the Director of the Office of Management and Budget, Russ Vought, urging the Administration to reverse the recent firing of all employees of the Treasury’s Community Development Financial Institutions (CDFI) Fund, which in essence eliminates the program.
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MBA Letter to FHFA on Critical Repairs Proposals
The Mortgage Bankers Association provides input on the condominium loan eligibility standards established by Fannie Mae and Freddie Mac (the Enterprises) following our annual Condominium Summit in Washington, DC on July 23.
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MBA Letter to HFSC on Government Shutdown
The Mortgage Bankers Association respond letter regarding the steps the industry is taking to support federal employees, service members, and other consumers affected by the federal government shutdown.
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MBA Joint Comment Letter the Revised New York Community Reinvestment Act
The undersigned organizations comment on the revised proposed regulation published in the September 3, 2025 New York State Register (Register) to implement New York’s Community Reinvestment Act (NYCRA) for independent mortgage banks (IMBs).
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MBA Joint Trade Letter on Clarification for Federally and State Regulated Reverse Mortgage Advertising
The undersigned represent a group of reverse mortgage lenders, marketing agencies, and compliance professionals operating under the strict regulatory framework governing Home Equity Conversion Mortgages (HECMs) and proprietary reverse mortgage loans. We respectfully submit this joint request for reconsideration or clarification of how Google’s Sensitive Interest Categories policy is applied to our age-restricted mortgage loans, particularly on platforms such as YouTube and Google Ads.
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MBA Comment Letter on Proposed Changes to M.D.N.C. Local Bankruptcy Rules
MBA and its member companies offer comments on the recent proposed revisions to Local Bankruptcy Rule 4001-1(e) & (f) (the “Proposed Rule”), and proposed revisions to Section 8.3(d) of the Model Plan (the “Proposed Plan” and together with the Proposed Rule, the “Proposed Revisions”).
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MBA’s Government Shutdown Member Guide
As of October 1, 2025, the federal government is shut down after Congress failed to come to an agreement on Fiscal Year (FY) 2026 funding. Read MBA’s member guide that outlines the potential impacts to single-family and multifamily government lending programs.
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MBA Letter Urging National Flood Insurance Program Extension
The undersigned organizations urge Congress to act quickly to extend the National Flood Insurance Program (NFIP) before its September 30th expiration. We appreciate that the previously released Continuing Resolution (CR) extended NFIP authorities through the duration of the proposed CR, however if the CR is not enacted prior to Tuesday evening, we would ask that you consider other means of extending the NFIP outside of the government funding legislation.
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MBA Joint Letter to Congressional Leadership on NFIP Extension
The undersigned organizations, commend the committee's efforts to ensure the continuity of government operations beyond the existing funding deadline on September 30th. However, as this date rapidly approaches, they urge extension of the National Flood Insurance Program’s (NFIP) authority to continue issuing new and renewal flood insurance policies.
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MBA HFSC Housing and Insurance Subcommittee Letter on TRIA Reauthorization
MBA letter following the September 17 Housing and Insurance Subcommittee hearing entitled “The Reauthorization of the Terrorism Risk Insurance Act (TRIA) of 2002.”
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Coalition to Insure Against Terrorism Letter in Support of TRIA
Coalition to Insure Against Terrorism Letter in Support of TRIA
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Joint MBA Letter Supporting a Long-Term Reauthorization of TRIA
Following an important hearing to examine the reauthorization of the program established by the Terrorism Risk Insurance Act of 2002 (TRIA) and its subsequent reauthorizations (the Program), the Coalition to Insure Against Terrorism (CIAT) express its support for a long-term reauthorization of TRIA and to urge prompt Congressional action to renew this critical program in advance of its expiration on December 31, 2027.
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MBA Response Letter on Gramm-Leach-Bliley Act
The Mortgage Bankers Association comment on the House Financial Services Committee’s (HFSC) Request for Information (RFI) on Title V, Subtitle A, of the Gramm-Leach-Bliley Act (GLBA).
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MBA Letter to FHFA on Critical Repairs Proposal
MBA Letter to FHFA on Critical Repairs Proposal
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MBA Letter to FHA on Buy Now Pay Later RFI
MBA comments on the Federal Housing Administration’s (FHA) request for information concerning Buy Now Pay Later (BNPL) debt. MBA values FHA’s willingness to engage with the industry and explore new procedures to address emerging financial products that may directly affect FHA’s ability to manage risk and serve low- and moderate-income and first-time homebuyers.
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MBA Support Letter on Mortgage Insurance Freedom Act
MBA writes to thank you for your efforts to advance solutions that help make housing more accessible and affordable for American borrowers and families. The association appreciates your continued commitment to addressing these challenges, as demonstrated by your recent introduction of the Mortgage Insurance Freedom Act.
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MBA Joint Letter to House Energy and Commerce Data Privacy Working Group RFI
The assembled joint trades supplement their April 4, 2025 response to the Committee and the Data Privacy Working Group’s Request for Information on the parameters for a federal, comprehensive data privacy and security framework.
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MBA Letter on Joint Agencies’ Notice of Proposed Rulemaking: Community Reinvestment Act Regulations
MBA comments on the notice of proposed rulemaking (NPR) issued jointly by the OCC, the Fed and the FDIC to rescind the final rule titled “Community Reinvestment Act” and replace the 2023 CRA Final Rule with regulations adopted by the Agencies and the former Office of Thrift Supervision.
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MBA Letter to VA on the Delayed Program Participant Management (PPM) System
MBA thank the ongoing commitment of the Department of Veterans Affairs Loan Guaranty Service (VA) to engage with feedback from industry stakeholders and appreciate the recent decision to delay the required use of the Lender Program Participant Management (PPM) system, which allows lenders additional time to ensure compliance and resolve system-related challenges.