Regulatory Compliance Subcommittee
The Regulatory Compliance Subcommittee identifies, studies and evaluates key regulatory requirements and challenges, and provides policy guidance as appropriate.
MBA Subcommittee Staff Representative:
Justin Wiseman (202) 557-2854
[email protected]
Chair: Melissa Koupal
Senior Vice President, Loan Integrity
loanDepot.com
Vice Chair: Jerra Ryan
Senior Vice President, Compliance
First Choice Loan Services, Inc.
Join the Committee
If you would like to get more involved in MBA, consider volunteering for this or one of MBA's other residential committees. Any employee of an MBA residential member company or a select or premier level associate member company may join one or more of these committees.Get Started: Login to see a full list of committees and councils that you are eligible to join, as well as groups you have already joined. Scroll through the list of your options and click "Join" next to this committee to be added to the roster.
More About Residential Committees
What do the residential committees do? Actually, they perform a number of functions. In conference calls, emails and in-person meetings, they advance MBA's national/federal advocacy agenda by providing a forum for the analysis of legislative, regulatory or industry issues. They also serve as a means to inform Association staff of any emerging real estate finance issues. They are one of the primary means through which Association policy is developed. The committees are also communications tools for professionals within the industry. Lastly, the residential committees are also a method by which future MBA leaders are identified and developed.
Regulatory Compliance Subcommittee Members
-
H. Burton Burton Embry, CMCP
Chair
EVP - Chief Compliance & Risk Officer
Las Vegas, NV -
Ojoye Akane
LOAN CONSULTANT
loanDepot.com, LLC
Austin, MN -
Lauren Alexander
Compliance Advisor III
Commerce Bank
Kansas City, MO -
Scott Alexander
Chief Risk Officer
Assurance Financial
Baton Rouge, LA -
Danette Alfonso
Deputy General Counsel
Lennar Mortgage
Miami, FL -
Janis Allen
Senior Vice President-Regulatory Counsel
PennyMac Financial Services, Inc.
Moorpark, CA -
Joseph Allen
Mortgage Documentation Supervisor
First American Bank
Bloomingdale, IL -
Marty Allred
Chief Compliance Officer
American Pacific Mortgage Corporation
Roseville, CA -
Robert Anderson
General Counsel
Moria Development, Inc. dba Peoples Mortgage Company
Tempe, AZ -
Lizette Arancibia
Compliance
Navy Federal Credit Union
Vienna, VA -
Melissa Arant
SVP/Director Multi Cultural & Affordable Lending
Associated Bank
Milwaukee, WI -
Derek Armer
External Affairs Manager
Veterans United Home Loans
Columbia, MO -
Marc L. Aronson
President & CEO
Pennsylvania Association of Notaries (PAN)
Pittsburgh, PA -
Steven Autieri
VP/ Attorney Vendor Manager
Citizens Bank
Johnston, RI -
Sara Avery
Chief Risk Officer
Cenlar FSB
Ewing, NJ -
Amy Azorandia, CMB
SVP, Mortgage Compliance
Firstrust Bank
Horsham, PA -
Cindy Baird
EVP Operations
Nations Lending Corp
Independence, OH -
Kristin Bajor
Chief Compliance Officer
Success Mortgage Partners, Inc.
Plymouth, MI -
Joshua Barraza
Default Manager
Utah Housing Corporation
West Valley City, UT -
Ericka Bartsch
Senior Director
SitusAMC
Washington, DC -
Steven Baum
VP & Associate General Counsel
Reliance First Capital, LLC
Melville, NY -
Betsy Bayer McMahon
Associate Compliance Director
Western Alliance Bank
Phoenix, AZ -
Casey Beal
Mortgage Origination Compliance Manager
Arvest Bank
Rogers, AR -
Jo Behrensen
Compliance Risk Manager
Truist
Greensboro, NC -
Parker Bell
Manager - Government Relations
PennyMac Financial Services, Inc.
Westlake Village, CA -
Jackson Benefield
AVP Home Equity Product Owner
Pentagon Federal Credit Union
Alexandria, VA -
Alan Bercovitz
Founder
TheComplete1003.com
Pompano Beach, FL -
Carol I. Berger, AMP
VP - Implementations & Transactional Services
Verity Global Solutions, LLC
San Antonio, TX -
Jason Bergstrom
AVP, Branch Manager
Wintrust Mortgage, a Division of Barrington Bank & Trust Company, N.A.
Rosemont, IL -
Cynthia Berman, Esq. , Esq.
EVP, Chief Compliance Officer & Regulatory Counsel
Freedom Mortgage Corporation
Marlton, NJ -
Gifford Alan Berryman, CMCP
Mortgage Loan Quality Control Supervisor
Centennial Bank
Conway, AR -
Judson Bibby
Internal Audit Manager
PennyMac Financial Services, Inc.
Westlake Village, CA -
Nickie Bigenho
Vice President Operations
BOK Financial
Tulsa, OK -
Amy Birkins
Manager - Credit
Ameriprise Bank, FSB
Minneapolis, MN -
John Blackwell, CRU
Manager of Quality Control & Client Resolution
Quest Advisors, Inc.
Durham, NC -
Madonna Blanchard, Esq.
General Counsel
Success Mortgage Partners, Inc.
Plymouth, MI -
Judy Blank
Chief Compliance Officer
Luminate Home Loans
Minneapolis, MN -
Jeff Bloch
Vice President, Deputy Director, Regulatory Affairs
U.S. Bank Home Mortgage
Washington, DC -
Marissa Blundell
Senior Compliance Counsel
Cardinal Financial Company
Charlotte, NC -
Robin Bonnell
Chief Compliance Officer
SWBC Mortgage
San Antonio, TX -
Justin Bonnick
Staff Attorney
Rumford, RI -
Blake Boss
EVP / Head of Sales
ActiveComply, LLC
Orlando, FL -
Nathan Boucher
Vice President Associate General Counsel
RoundPoint Mortgage Servicing LLC
Fort Mill, SC -
Monique Boudreaux
Vice President
Citibank, NA
Irving, TX -
Myrtle Bowles-Scott
Chief Compliance Officer, General Counsel
Texas Bank Financial
Fort Worth, TX -
Erin Brady
General Counsel
Stockton Mortgage Corporation
Frankfort, KY -
Carmelo D. Bramante
Managing Director
CDB Consultancy LLC
Washington, DC -
Edward Brennan
Chief Compliance Officer
Union Home Mortgage
Strongsville, OH -
Latrice Brown, RCMS
Quality Testing Supervisor
Cenlar FSB
Ewing, NJ -
Rebecca Bruggeman
Chief Compliance Officer
Ony Glo, Inc Dba. OGI Mortgage Bankers
SANTA ANA, CA -
Michael Brumble, CMT
VP, Risk Management
Security National Mortgage Company
Salt Lake City, UT -
Andrew Budish
Director and Senior Counsel
Discover Bank
Riverwoods, IL -
Holly Spencer Bunting
Partner
Mayer Brown LLP
Washington, DC -
jessica burg
Compliance Manager
AmeriHome Mortgage, a Western Alliance Bank Company
Thousand Oaks, CA -
Alisha Burge
Byte Manager
First Federal Bank a Subsidiary of Southeastern Financial, Inc.
Tuscaloosa, AL -
Patrick Cannon
VP, Senior Managing Regulatory Counsel
Selene Finance
Houston, TX -
Justine Cannon
Investor Relations Advisor
USAA Federal Savings Bank
San Antonio, TX -
Elizabeth Carroll
Executive Director, Agency Relations
Chase
Columbus, OH -
Erin Castro
SVP, Senior Counsel
Rate (formerly Guaranteed Rate)
Chicago, IL -
David Cavanaugh
Fair Banking Manager
Glacier Bancorp, Inc.
Kalispell, MT -
Laura Cervantes
Director - Mortgage Servicing Oversight
Ally Bank
Charlotte, NC -
Eric Chader
Senior Vice President, Government Affairs
Freedom Mortgage Corporation
Mount Laurel, NJ -
Jennifer Chandler, CRU
New Hire Training Manager
New American Funding
Dallas, TX -
Aaron Chastain, AMP
Partner
Bradley
Birmingham, AL -
Aaron Chatmon
AVP, Corporate Counsel
Lennar Mortgage
St. Petersburg, FL -
Kaya Chavez
Corporate Credit Policy Manager
CMG Financial
San Ramon, CA -
Blake Chavis
VP, Associate General Counsel
Flagstar Bank, N.A.
Severna Park, MD -
Erin Chiles
Risk Manager
Lake Michigan Credit Union
Grand Rapids, MI -
Amy Christoff
Vice President, Lending Compliance
Carrington Mortgage Services, LLC
Aliso Viejo, CA -
Jodi M. Cigler-Farrell
Specialist Leader
Deloitte
Jacksonville, FL -
Lisa Clapp, CMCP
Senior Analyst, Regulatory Risk
Freedom Mortgage Corporation
Fishers, IN -
Ericka Clements
SVP, Systems Compliance & Strategic fInitiatives
CrossCountry Mortgage
Cleveland, OH -
Danni Cobb
AVP, Secondary Marketing
Starboard Financial Management LLC
Gilbert, AZ -
Malinda Colerick
Mortgage Director Operations
Keesler Federal Credit Union
Gulfport, MS -
Kim M Conroy
SVP QC & Operational Compliance Officer
Berkshire Bank
Pittsfield, MA -
Debra Copeland
CCO
Fay Servicing, LLC
Chicago, IL -
Jennifer Cortez
Quality Assurance Anaylst
Colonial Savings, F.A.
Fort Worth, TX -
John A. Cosculluela, Sr. , CMB
CEO and President
American BancShares Mortgage LLC
Miami Lakes, FL -
Jeremy Costello
Compliance Consultant
Wolters Kluwer
Minneapolis, MN -
Jerry Crabtree
Sr. Manager, Compliance & Fair Lending
Gateway First Bank
Jenks, OK -
Melissa Croom
Assistant Vice President
MidFirst Bank
Oklahoma City, OK -
Michelle Cross
Consumer Lending RCA Professional
U.S. Bank Home Mortgage
Bloomington, IL -
Stephanie Crouch
Servicing Compliance Manager
loanDepot.com, LLC
Irvine, CA -
Erica Curry
Senior Lead Business Execution Consultant
Wells Fargo Home Mortgage
Fort Mill, SC -
Detta Cutright
Executive Director, Bus. Dev./Client Relations
Weiner Brodsky Kider PC
Washington, DC -
Alex Dalrymple
Sr. Assistant Vice President - Compliance
NewDay Financial, LLC
West Palm Beach, FL -
Kathryn Damon
VP Compliance Officer
M/I Financial LLC
Columbus, OH -
Ashley Daniels, RCMS
Director, Mortgage Lending
Publix Employee Federal Credit Union
Lakeland, FL -
Sonya Danielson
Compliance Director
First State Mortgage Services, LLC
Bloomington, IL -
Laura Kate Davis
QC Verify LLC
BRENTWOOD, TN -
Ben Decker
Director, Mortgage Loan Processing
Zillow Home Loans
Seattle, WA -
Samir Dedhia
CEO
One Real Mortgage Corp.
Iselin, NJ -
Brenda Deets
Community Lending
Citizens Bank
Glen Allen, VA -
Jeanne DeLormier
QC Servicing and Special Audit Manager
Quest Advisors, Inc.
Durham, NC -
Emma Demain
Quality Assurance Specialist
USAA Federal Savings Bank
San Antonio, TX -
Michael W Dendas
Senior Manager
Zillow Home Loans
Seattle, WA -
Cynthia Dexter, Esq.
Senior Associate General Counsel
Vanderbilt Mortgage and Finance, Inc.
Maryville, TN -
Josh Diepenhorst
Business Development
Legacy Mutual Mortgage
San Antonio, TX -
Patti Dietz, Jr.
Lennar Mortgage
Tempe, AZ -
Jason Louis Drazic
Mortgage Help Desk Manager
NVR Mortgage Finance, Inc.
Canonsburg, PA -
Scott Driza
Product Manager
ICE Mortgage Technology
Pleasanton, CA -
Tommy A. Duncan, CMT
QC Verify LLC
Brentwood, TN -
James Craig Dye, AMP
Vice President of Residential Direct Lending
Wichita, KS -
Lisa Dziedzic
Director of Compliance & Quality Control
Hunt Mortgage Corporation
Buffalo, NY -
Jessi Enghauser
Director, Head of Agency and MI Relations
Citibank, NA
O Fallon, MO -
Jeanne P. Erickson
Specialized Consulting Manager
Wolters Kluwer
Saint Cloud, MN -
John Faheem, MBA
National Executive
Altisource Portfolio Solutions, Inc.
Huntington Beach, CA -
Judson Champlin Farrar
Marketing Compliance Manager
Fairway Independent Mortgage Corporation
Carrollton, TX -
Gina Feezer
Senior Loan Analyst
Onity Group
West Palm Beach, FL -
Brenda Felix
Director of Compliance
SANTA ANA, CA -
Evan Feringa
Product Manager II
Rocket Mortgage, LLC
Detroit, MI -
Miriam Fernandez, CMCP
Loan Operations Compliance Analyst
MidFirst Bank
Oklahoma City, OK -
Edward Ferrante
Vice President, Underwriting Manager
American National Bank
Omaha, NE -
Fran Ferrara
VP, Regulatory Counsel
Freedom Mortgage Corporation
Mount Laurel, NJ -
Jon Firmage
Vice President of Compliance
Primary Residential Mortgage, Inc.
Salt Lake City, UT -
Andrew Fishback
Vice President, Mortgage Compliance Officer
Republic Bank
Louisville, KY -
Stacia Fisher
Director of Compliance & Quality Control
Portland, OR -
Stacia Fisher
Director of Compliance
Synergy One Lending, Inc.
San Diego, CA -
Karen Fitzgerald
Manager
First Bank Mortgage
Saint Louis, MO -
William Fodor
First Vice President
Flagstar Bank, N.A.
Troy, MI -
Dana Ford
Senior Mortgage Default Business Process Specialist
Gateway First Bank
Jenks, OK -
Aimee Forrett, CMCP
Director of Compliance
Premium Mortgage Corp
Rochester, NY -
Jennifer Fortier, CMB
Principal
STRATMOR Group
New Orleans, LA -
Michelle S. Fowler
Vice President, Secondary
Associated Mortgage Corporation
Tulsa, OK -
Libby Frank
Sr Business Risk Manager/Sr VP
U.S. Bank Home Mortgage
Hopkins, MN -
Ethan Isaac Freshwater
Rocket Mortgage, LLC
Washington, DC -
Meghan Gagnon
Compliance Analyst
Radius Financial Group Inc.
Norwell, MA -
Donald Gallo
Chief Financial Officer
Dover, DE -
Brian Gapen
COO
Pilgrim Mortgage
San Antonio, TX -
Ronald Gapp
COO/General Counsel
Axia Home Loans
Bellevue, WA -
Amanda Garcia
SVP Compliance
Verus Mortgage Capital
Washington, DC -
Sheree Garner
Rocket Mortgage, LLC
Detroit, MI -
Lally Gartel
Vice President and Assistant General Counsel
Rate (formerly Guaranteed Rate)
Chicago, IL -
Jeffrey Gayman
EVP, Chief Mortgage and Retail Officer
Orrstown Bank
Shippensburg, PA -
Kendall Geary
Compliance Administrator
Radius Financial Group Inc.
, -
Sharon Geib, CRU
President
Cadence Bank, NA
The Woodlands, TX -
William Gelement
Senior Analyst, MLD Systems Compliance
Carrington Mortgage Services, LLC
Anaheim, CA -
Al Gentile
Senior AVP Servicing
Taylor Morrison Home Funding
Maitland, FL -
Catherine Gentille
Senior Vice President
K. Hovnanian American Mortgage, LLC
Boynton Beach, FL -
Roy K. George, CMB
President and Chief Executive Officer
MOR Lending, LLC
Doral, FL -
Peter Giamporcaro
Vice President, Regulatory Counsel
Freedom Mortgage Corporation
Mount Laurel, NJ -
Michael Gill
SVP Strategy
Common Securitization Solutions
Bethesda, MD -
Tom Giltrow
Managing Director
Protiviti
McLean, VA -
Benjamin Giumarra
Director, Legal and Regulatory Affairs
Embrace Home Loans
Middletown, RI -
Malissa Gjorkovski
Compliance Partner
Flagstar Bank, N.A.
Troy, MI -
Carter Glass, CRCM
Vice President, Compliance
PrimeLending
Dallas, TX -
Ross Gloudeman
General Counsel
Xactus
Broomall, PA -
Connie Goff
Mountain America Credit Union
West Jordan, UT -
Lula Gomez
Assistant Compliance Manager
DHI Mortgage Company
Austin, TX -
Joe Gormley
Chief Administrative Officer
Essentials
Fort Lauderdale, FL -
Lia Grassi
Manager, Compliance & Public Policy
Navy Federal Credit Union
Vienna, VA -
Howard Greenberg
Senior Counsel
Discover Bank
Riverwoods, IL -
Jennifer Grenier
Quality Control Manager
HSBC Bank USA, N.A. (Residential)
Depew, NY -
Carla Grice
Vice President of Compliance
Lake Michigan Credit Union
Grand Rapids, MI -
Ben Gross
Attorney at law
McGlinchey Stafford
Irvine, CA -
Bella Guerrero
SVP, CCO
Guild Mortgage Company
San Diego, CA -
Kevin Gunnels
Compliance Product Manager
Mortgage Cadence, an Accenture Company
Denver, CO -
Haley Gwinn
Mortgage Services Manager
Carson City, NV -
Amy Haga, CMCP
Mortgage Compliance Officer
Extraco Mortgage a Division of Extraco Banks
Waco, TX -
Tami Hahnel
Sr. Manager, SMKT
Pentagon Federal Credit Union
San Antonio, TX -
John Hair
Public Policy Manager
Seattle, WA -
Hilary Halpern
Head of Public Policy
Rocket Mortgage, LLC
Detroit, MI -
Kirsten Hanson
Vice President of Real Estate
Frontwave Credit Union
Oceanside, CA -
Dustin Harjo
Manager
MidFirst Bank
Oklahoma City, OK -
Tracy Hatt-Doering
Managing Director
FTI Consulting, Inc.
Los Angeles, CA -
Kevin Haugen
Vice President, Risk Officer
GreenState Credit Union
North Liberty, IA -
Dawna Havnar
AVP, Home Lending Closing Supervisor
Umpqua Bank
Portland, OR -
Jill Hawkins
VP Risk, Compliance, BSA Officer
John Adams Mortgage Company
Traverse City, MI -
Jennifer L. Hedgepeth
Executive Vice President, Chief Operating Officer
DHI Mortgage Company
Austin, TX -
Michelle Heidecker, Jr.
Senior Compliance Specialist
Plaza Home Mortgage, Inc.
San Diego, CA -
Kia Hekneby, CRCM, CMCP
Sr Compliance Partner
Flagstar Bank, N.A.
Troy, MI -
Kayla Helm
License Specialist
Verus Mortgage Capital
, -
Blake Hendley
Senior Manager
MidFirst Bank
Oklahoma City, OK -
Jeff Henkel, AMP
VP, Closing and Post Closing
Taylor Morrison Home Funding
Maitland, FL -
Deborah Hernandez
Senior Real Estate Underwriter
USAA Federal Savings Bank
San Antonio, TX -
Eric Hodges
VP Originations Compliance
RoundPoint Mortgage Servicing LLC
Fort Mill, SC -
Mirza Hodzic
Founder-Managing Director
BlackWolf Advisory Group
Jacksonville, FL -
Brad Hoisington
Analyst
USAA Federal Savings Bank
San Antonio, TX -
Kesia Hollins
Counsel, Regulatory Affairs
Credit Karma Mortgage, Inc.
Oakland, CA -
Scott Holzmeister
Principal
Lighthouse Advisors, LLC.
Gilbert, AZ -
Dana Honor
Public Affairs Senior Associate
New York, NY -
Laura Hopkins, AMP
Vice President, Membership
Mortgage Bankers Association
Washington, DC -
Robin Hornstrom
HSBC Bank USA, N.A. (Residential)
Depew, NY -
Lynette Hotchkiss
Member
McGlinchey Stafford
Nashville, TN -
Kevin L. Hughes, AMP
Senior Loan Advisor
Freedom Mortgage Corporation
Marlton, NJ -
Brandilyn Hume
Chief Compliance Officer
Radius Financial Group Inc.
Norwell, MA -
Michael Hutchen
Compliance Officer
Axos Bank
San Diego, CA -
Max Hutchison, AMP
Senior Associate Attorney
Strong Estrada PLLC
Kalamazoo, MI -
Sharon R. Inzinga
Assistant Vice President- Sr. Compliance Manager
MidFirst Bank
Oklahoma City, OK -
Jamie Irwin
Compliance Assistant
Rochester, NY -
Philip Italiano
General Counsel
Fort Washington, Pa -
Aaron Iuteri
SVP, Client Experience
Servbank
Phoenix, AZ -
Samuel Jackson
Office Manager/ Correspondent Relations Administrator
CBC Mortgage Agency
south jordan, UT -
Kara Jensen
AVP, Compliance Manager
Iowa Bankers Mortgage Corporation
Johnston, IA -
Jennifer Jessie-Wallace, MBA , AMP
Private Client Senior Credit Risk Manager
Raymond James & Associates
St Petersburg, FL -
Shonda Jewett, CMS
Manager - Default Quality Control
Cenlar FSB
Ewing, NJ -
Corey Johnson
Chief Compliance Officer
BeSmartee
Aliso Viejo, CA -
Joseph B. Johnson, III
Senior Vice President
North Shore Bank of Commerce
Duluth, MN -
Jennifer Johnson
Retail Mortgage Compliance & QC Manager
S&T Bank
Indiana, PA -
April Jordan
Deputy General Counsel
MidFirst Bank
Tulsa, OK -
Revathi Jose
Vice President & Assistant General Counsel
Chase
Washington, DC -
Jason Juliani
Compliance Specialist
NFM Lending
Strabane, PA -
Kevin J. Kanouff
CEO
Statebridge Company, LLC
Greenwood Village, CO -
Tom Kazar, CMCP
Experienced Manager
Grant Thornton, LLP
New York, NY -
Corey Kearse
Director Regulatory Risk, Mortgage
Synovus Bank
Birmingham, AL -
Karen Ketcham
Manager, Mortgage Underwriting
Space Coast Credit Union
Melbourne, FL -
Jeffrey Kibbey
Vice President, Compliance
Zillow Home Loans
Seattle, WA -
Allyson L. Kiesel
Cenlar FSB
Ewing, NJ -
Hyung Soo Kim
AVP Internal Audit
Caliber Home Loans, Inc.
Coppell, TX -
Janene Kindred
VP of Compliance
Residential Mortgage, LLC
Anchorage, AK -
Ellen Klawon
Bank of America
Charlotte, NC -
Benjamin B. Klubes
Principal Deputy General Counsel
U.S. Department of Housing and Urban Development
Washington, DC -
Erik Knight
VP, Compliance
Yardley, PA -
Heather Knight
RE Processing Manager
Bank of the Pacific
Bellingham, WA -
Lynsay Kochan
Licensing & Compliance Manager
Top Flite Financial, Inc.
, MI -
Jonathan Kolodziej, AMP, CMCP
Partner
Bradley
Birmingham, AL -
Liz Kolonay
Compliance Director
Truist
Greensboro, NC -
Kathryn Kostka
Mortgage Compliance Counsel
Two Harbors Investment Corporation
Minnetonka, MN -
Melissa Koupal, CMCP
Senior Vice President, Servicing Risk and Compliance
CMG Financial
San Ramon, CA -
Denise Kowalski
Compliance Manager
Indecomm Global Services
East Brunswick, NJ -
Constanza Krause, CMB, CMCP, CRU
Training Specialist III, Lending
Space Coast Credit Union
Melbourne, FL -
Adam Krings, AMP
Associate Rental Underwriter
MassHousing
Boston, MA -
Ryan Kruzick, AMP
Mortgage Loan Advisor
Interra Credit Union
Goshen, IN -
Karen Kulwin
VP, Compliance Manager
United Bank Mortgage
Fairfax, VA -
Vineet Kumar
Operations Manager
Aritas Mortgage Solutions
, -
James Kurack
Vice President, Regulatory Compliance
Freedom Mortgage Corporation
Mount Laurel, NJ -
Karen Kurciska
SVP Enterprise Risk Management
AmeriHome Mortgage, a Western Alliance Bank Company
Thousand Oaks, CA -
Sarah Lagattolla
Vice President, Mortgage Risk Management
VyStar Credit Union
Jacksonville, FL -
Jeffrey Lake
Vice President, Compliance
Citizens Bank
Warwick, RI -
Regina Lall
Chief Compliance Officer
Rate (formerly Guaranteed Rate)
Chicago, IL -
Mathew LaMunyon
Account Executive
Mortgage Quality Management & Research
Beaverton, OR -
Jason W. Lane
Senior Vice President
MidFirst Bank
Oklahoma City, OK -
George Lane
Chief Legal Officer and Secretary
Auction.com
Plano, TX -
Hannah Larrick
Senior External Affairs Manager
Veterans United Home Loans
Columbia, MO -
Skye Laudari
CEO
Crib Equity
Phoenix, AZ -
Juan Leal Arciniegas
VP, Fair Lending Officer
Hudson Valley Credit Union
Poughkeepsie, NY -
Andrew Leavitt, CRU
President, Board of Directors
Nevada Mortgage Lenders Association, Inc.
Las Vegas, NV -
Paula Leber
SVP, Compliance & Licensing
CMG Financial
San Ramon, CA -
Charles Lee
Real Estate Governance Advisor
USAA Federal Savings Bank
San Antonio, TX -
Debra Leone
VP, Staff Attorney/Associate General Counsel
Hudson Valley Credit Union
Poughkeepsie, NY -
William A Lewis
Assistant General Counsel
Chase
Washington, DC -
Krystal Lewis
Vice President, Manager
Flagstar Bank, N.A.
Troy, MI -
Leesa Logan
NewRez LLC
NA, -
Robert Lotstein
Partner
Washington, DC -
Charles Lowery, Jr.
Senior Policy Director
National Housing Conference
Washington, DC -
Lisa Lundsten
Mortgage Compliance Officer and Counsel
Two Harbors Investment Corporation
Minnetonka, MN -
Kia Lusk-Caldwell
VP Associate General Counsel
Flagstar Bank, N.A.
Troy, MI -
Scott Lutz
Head of Mortgage Servicing
Bank of New York
New York, NY -
Lisa Lyle
Corporate Counsel
Greenwood Village, CO -
Steven Machado
ICE Mortgage Technology
Pleasanton, CA -
Robert R. Maddox, CMB, AMP
Partner
Bradley
Birmingham, AL -
Krissy Madsen
Operations Manager
People’s Bank of Commerce
Medford, OR -
Ana Mann
Residential Mortgage Compliance Manager
Valley National Bank
Wayne, NJ -
Elizabeth Marbaugh
Senior Vice President, Compliance
Citizens Bank
Franklin, TN -
Katrin Maslyn
Senior Manager
Deloitte
Rosslyn, VA -
Mani Massoomi
Chief Risk and Compliance Officer
Federal Home Loan Bank of San Francisco
San Francisco, CA -
Philip Mastin, IV
VP, Compliance
Rate (formerly Guaranteed Rate)
Chicago, IL -
Dan McAlvanah
Corporate Employment Counsel
Fairway Independent Mortgage Corporation
Madison, WI -
Carol McCants
Mortgage Processor
USAA Federal Savings Bank
San Antonio, TX -
Blaine McCarty
Communications Director
EPM
Atlanta, GA -
Brian J McCown, CMB, AMP, CRU
AVP Mortgage Operations
Michigan First Mortgage
Shelby Twp, MI -
Kim McCoy
VP Compliance and Risk
GreenState Credit Union
North Liberty, IA -
Joe McDermott
Counsel
Ameriprise Bank, FSB
Minneapolis, MN -
Jack McDonald
Supervisor, REL Resolution
Navy Federal Credit Union
Pensacola, FL -
David McGeorge
VP, Regulatory Counsel
Freedom Mortgage Corporation
Mount Laurel, NJ -
Rhonda P McGill
Sr. Director, Customer Marketing
PerformLine, Inc.
Morristown, NJ -
Ashley McGinnis
Asst. Director of Compliance
Luminate Home Loans
Minneapolis, MN -
Kesea McKinley Tucker
Compliance Analyst
Acopia LLC
Goodlettsville, TN -
Sharon McMahon
Vice President, Regulatory Counsel
Freedom Mortgage Corporation
Mount Laurel, NJ -
Daniel McPheeters
Senior Manager
McLean, VA -
Brady Meadows
Senior Director, Mortgage Services
MetaSource, LLC
Draper, UT -
Edgardo Medina, Loss Mitigation
Senior Supervisor
Banco Popular de Puerto Rico
San Juan, PR -
Kevin P. Mello
Director of HomeOwnership Servicing & Operations
MassHousing
Boston, MA -
Michael Merritt
Sr. Vice President Customer Care & Default Mortgage Servicing
BOK Financial
Irving, TX -
Samantha Meyer
CRO
First Community Mortgage, Inc.
Murfreesboro, TN -
Peter Microulis, CMCP
Chief Compliance Officer
Embrace Home Loans
Middletown, RI -
Mitzi Migault
Risk Executive
RoundPoint Mortgage Servicing LLC
Fort Mill, SC -
Tricia Migliazzo
MBA Staff
SVP, Originations
Lenders One
St. Charles, MO -
Marc Miller
Executive Vice President & General Counsel
Reliance First Capital, LLC
Melville, NY -
Margaret Miller
Compliance Manager
CMG Financial
San Ramon, CA -
Angela Miller
Sr. Compliance Officer
Western Alliance Bank
Phoenix, AZ -
Edward Miller
Managing Director
Conforma Compliance Group LLC
Washington DC, DC -
James Minghini
Chief Compliance Officer
Cumming, GA -
Michelle Misere
SVP, Compliance and Risk Officer
BankSouth Mortgage
Atlanta, GA -
Heather Misich
Senior Policy & Compliance Officer
Navy Federal Credit Union
Vienna, VA -
Rebecca Mitchell
Compliance Partner
Flagstar Bank, N.A.
Troy, MI -
Andrea Monachella
1st Vice President, Sr. Compliance Consulting Manager
MidFirst Bank
Oklahoma City, OK -
Shawn Moore
IAS Manager-Data & Document Integrity
Arvest Bank
Del City, OK -
Jessica Morales
Director
Nations Reliable Lending, LLC (NRL Mortgage)
Houston, TX -
Brad Morgan, MBA
Assistant Vice President - Appraisal Management
Taylor Morrison Home Funding
Maitland, FL -
Jack Morgan
EVP General Counsel
Diamond Residential Mortgage Corporation
Lake Forest, IL -
Joseph Morrison
M&T Bank Corporation
Getzville, NY -
Case Mosby
VP, Internal Audit
Freedom Mortgage Corporation
Marlton, NJ -
Michele Mount
SVP of Compliance
AnnieMac Home Mortgage
Mount Laurel, NJ -
Khalfani Muhammad
Compliance Officer
Ark Mortgage, Inc.
Spring Valley, NY -
Mike Munson
Vice President - Quality Control
Pulte Mortgage LLC
Englewood, CO -
John Murphy
Vice President
MJW Financial, LLC
Indianapolis, IN -
Sarah Myers
Manager RE Lending
USAA Federal Savings Bank
San Antonio, TX -
Heidi Myles
Director of Compliance
Southwest Funding
Dallas, TX -
Erum Nayani
SVP, General Counsel - Mortgage Banking & CCO
BSI Financial Services
Irving, TX -
Cecilia Nguyen
QC Processor
CLM Mortgage, Inc
, -
Sabrina Noyola
CCO
AmeriHome Mortgage, a Western Alliance Bank Company
Westlake Village, CA -
Cyndi Nypen
VP of Compliance
Evergreen Home Loans
Bellevue, WA -
Greggory Oberg
Regulatory Compliance Consultant
North Weymouth, MA -
Sochukwuma Peter Obiefule
Business Analyst
Westlake Village, CA -
Jeff T. Orme
Chief Compliance Officer
Security National Mortgage Company
Salt Lake City, UT -
Stephanie Orrico
Associate General Counsel
Rocket Mortgage, LLC
Detroit, MI -
Alana Outlaw
Policy Manager
Zillow Home Loans
Seattle, WA -
Melissa Palmer
Director of Compliance and Quality Control
Atlanta, GA -
Melissa Palmer
VP, Compliance
Northpointe Bank
Grand Rapids, MI -
Jeneena Palms
VP
Mr. Cooper
Coppell, TX -
Catherine Panasik
VP, Regulatory Compliance Testing/Validation
Freedom Mortgage Corporation
Fishers, IN -
Marco A Paredes
Chief Lending Officer
IDB Global Federal Credit Union
Washington, DC -
Niraj Patel, CRU
Processing Manager
NJ Lenders Corp.
Little Falls, NJ -
Steven Patrick
Chief Risk Officer
Jenks, OK -
Melissa Patterson
Director, Operational Compliance
Atlantic Bay Mortgage Group, LLC
Virginia Beach, VA -
Jesse Paull
Licensing Specialist
Weiner Brodsky Kider PC
WASHINGTON, DC -
Peg Pavleck
Director-BL Regulatory Controls /Compliance
Ally Bank
Charlotte, NC -
Dan Pearson
Associate
Mayer Brown LLP
Chicago, IL -
Geri Pearson
Compliance Specialist
Richey May
Englewood, CO -
Monika Peltz
Product Compliance Principal
Sagent
Chandler, AZ -
Kisha Perkins
Senior Director
Protiviti
McLean, VA -
Darnell Peterson, AMP
Manager, Loan Production Policy
Mortgage Bankers Association
Washington, DC -
Zachary Pickering
Area Sales Manager
Union Home Mortgage
Strongsville, OH -
Chris Pierson
Compliance Officer
Toll Brothers Mortgage Company
Ft. Washington, PA -
Ricardo Pineres
Sr. Policy & Compliance Officer
Navy Federal Credit Union
Vienna, VA -
Marlin Portillo
Condo Project Manager
New American Funding
Porter Ranch, CA -
Kimberly Prichard
Asst. Gen Counsel
Citibank, NA
irving, TX -
Kate Prochaska
Managing Director, Regulatory Affairs
JP Morgan Chase
New York, NY -
Jonathon Pruitt
Account Executive
ACC Mortgage, Inc.
Rockville, MD -
Jessica Rackham
Loan Production Manager
CBC Mortgage Agency
Cedar City, UT -
Alarice Rainey
Guild Mortgage Company
San Diego, CA -
Nick Ranieri
Director of Legal and Corporate Compliance
Feasterville Trevose, PA -
Charles Rascher, IV
Compliance Director
FBC Mortgage, LLC
Orlando, FL -
Philip Raskin
Assistant Manager, RE Business Line Risk, Compliance Testing
Navy Federal Credit Union
Vienna, VA -
Abhay Rattan, CMCP
Manager Regulatory Risk/QC
Freedom Mortgage Corporation
Fishers, IN -
Kathryn C. Raymer
EVP Quality Management
U.S. Bank Home Mortgage
Owensboro, KY -
Lisa Reasor
Sr. Manager, Investor Relations
Pentagon Federal Credit Union
Alexandria, VA -
Jessica Rebarber
Partner
Dentons
Washington, DC -
Crystal Reeves
SVP Associate General Counsel
loanDepot.com, LLC
Irvine, CA -
Matthew Reich, AMP
SVP & Chief Business Development Officer
Quest Advisors, Inc.
Durham, NC -
Diana Reyna-Ramirez
Compliance Assistant
Premium Mortgage Corp
Rochester, NY -
Stephanie Rice
Vice President
M&T Bank Corporation
Buffalo, NY -
Nick v Richtman
Vice President & Assistant General Counsel
U.S. Bank Home Mortgage
Minneapolis, MN -
Diana L. Ringer, CMB, AMP
Chief Compliance Officer
Ruoff Mortgage
Fort Wayne, IN -
Chris Rivett
VP Residential Lending
First State Bank of the Florida Keys
Key West, FL -
Seth Eugene Robbins
Mortgage-Backed Securities Specialist
Ginnie Mae
Washington, DC -
Emilie Roberts
SVP Compliance Officer
New Orleans, LA -
Sara M. Roberts
VP and Managing Senior Counsel
LoanCare
Virginia Beach, VA -
Deborah Robertson
General Counsel / Chief Compliance Officer
Land Home Financial Services
Concord, CA -
Joanna Robinson
Assistant Manager Mortgage Processing
Space Coast Credit Union
Melbourne, FL -
Maria Rodriguez
AVP
Morgan Stanley
New York, NY -
Lisa K Rogers
Director of Compliance
Land Home Financial Services
Concord, CA -
Kortney Rollinger
SVP, Program Management
RoundPoint Mortgage Servicing LLC
Fort Mill, SC -
Rhonda Ronnow, CMCP, CRU
Director of Loan Operations
Tennessee Housing Development Agency
Nashville, TN -
Suchan Rosenberg
Compliance Operations Manager
DHI Mortgage Company
Austin, TX -
Rachel Rosenbloom
FVP, Retail Lending Quality Control Manager
First American Bank
Bloomingdale, IL -
Germaal Ross
Director
Protiviti
McLean, VA -
James Ross
Director of Solutions Architecture
Sagent
King Of Prussia, PA -
Zac Ross
Principal Consultant
Capco
Charlotte, NC -
Larisa Rottkamp
Director, Enterprise Change Management
Cenlar FSB
Yardley, PA -
Alicia Payne Roundy
AVP of Digital Marketing Strategies
Mortgage Bankers Association
Washington, DC -
Jay Royce-Procopio
Chief Operating Officer
Crescent Mortgage Company
Atlanta, GA -
Callie Ruane
Senior Manager Pre-Closing QC
Capital Center LLC
Glen Allen, VA -
Jerra H. Ryan, CMB, CMCP
SVP
Firstline Compliance, LLC
Flower Mound, TX -
Bill Sakkab
EVP, General Counsel
VantageScore Solutions, LLC
San Francisco, CA -
Rachel Salomon
Director-Compliance, Fair Lending Officer
Movement Mortgage, LLC
Fort Mill, SC -
Patricia Sampson
SVP and Sr. Mgr. Fair and Responsible Banking
Banco Popular de Puerto Rico
San Juan, PR -
Sarah Sanchez
Sr. Analyst Secondary Market Investor Relations
Pentagon Federal Credit Union
Alexandria, VA -
Urlisa Sanchez
Senior Analyst
Pentagon Federal Credit Union
Alexandria, VA -
Heather Sanchez
President
Compliance Clarity
Katy, TX -
Krystian Sanders
Mortgage Compliance Examiner
Tennessee Housing Development Agency
Nashville, TN -
Daniel Sawatzke
SVP - Chief Compliance and Risk Officer
Academy Mortgage Corporation
Draper, UT -
Dee Scannelli
Sr. Compliance Coordinator, CMCP II
Toll Brothers Mortgage Company
Fort Washington, PA -
Nicole E. Schiavo
Senior Legal Counsel
Accenture, LLP
New York, NY -
Cassandra Nicole Schmalz, Esq.
Vice President of Risk Management
Member First Mortgage
Grand Rapids, MI -
Wendy Schmidt
AVP, Compliance Officer - Secondary Market Lending
Stockman Bank of Montana
Billings, MT -
Laura Schmidt, CMCP
SVP, Enterprise Risk & Internal Audit
Rate (formerly Guaranteed Rate)
Chicago, IL -
Bruce W Schultz
VP/CRA Officer
Gateway First Bank
Jenks, OK -
Lea-Ellan L. Scott
Compliance Officer
Fernandina Beach, FL -
Christal Scott, CMCP
Mortgage Consultative Compliance Manager
Arvest Bank
Malvern, AR -
Alisha Sears
Director, Regulatory Counsel
Mortgage Bankers Association
Washington, DC -
Moorari Shah
Partner
Sheppard, Mullin, Richter & Hampton, LLP
Los Angeles, CA -
Samantha Shanaberger
Vice President Mtg Servicing Oversight
Wintrust Mortgage, a Division of Barrington Bank & Trust Company, N.A.
Rosemont, IL -
Adriana Shannon
Managing Director
CTF Asset Management LLC
Coppell, TX -
Mark Sheridan
EVP TPO
Land Home Financial Services
Concord, CA -
Laura Sherrod, CMCP
Servicing Compliance Officer
Flat Branch Mortgage, Inc.
Columbia, MO -
Sam Shiller
Director Mortgage Servicing
USAA Federal Savings Bank
San Antonio, TX -
Cindy Shook
Quality Control Team Lead
Lake Michigan Credit Union
Grand Rapids, MI -
Suzanne M. Shuck, AMP
Senior Executive Vice President and Chief Corporate Risk Officer
Freedom Mortgage Corporation
Marlton, NJ -
David Shurtz
Chief Risk Officer & General Counsel
EECU
Fort Worth, TX -
Jagjit Singh
Sr. Director, Discover Home Loans
Discover Bank
Riverwoods, IL -
Melissa Smith
Compliance Manager
American Pacific Mortgage Corporation
Roseville, CA -
Timothy Smith
Senior Director, Business Development
Sagent
King of Prussia, PA -
Melissa Smith
Director Quality Control Risk Management
Carrington Mortgage Services, LLC
Aliso Viejo, CA -
Marie Smith
Chief Compliance Officer
Ark-La-Tex Financial Services LLC D/b/a/ Benchmark Mortgage
Plano, TX -
Lara Smith, CMB, AMP
SVP, Investor Relations
Regions Financial Corporation / Regions Mortgage
Birmingham, AL -
Janette Smith
Anaylst
Navy Federal Credit Union
Vienna, VA -
Lilit Snoke
VP, Compliance Program Management
Western Alliance Bank
Phoenix, AZ -
Kylee Snyder
VP, Customer Experience Manager
BOK Financial
Tulsa, OK -
Kim Sohrt
Texas Dow Employees Credit Union
Sugar Land, TX -
Leslie Sowers
Partner
Husch Blackwell LLP
Washington, DC -
Jeff Spahr
Assistant General Counsel
Citibank, NA
O Fallon, MO -
Steven Stachowicz
Managing Director
Protiviti
McLean, VA -
Stanford A Stanford, Sr.
SVP, Head of Enterprise Risk Management
Mr. Cooper
Dallas, TX -
Suzanne Stautberg
Consumer Lending Business Controls
Fifth Third Bank
Cincinnati, OH -
David K. Stein, Esq.
Partner
Taft Stettinius & Hollister LLP
Columbus, OH -
Sean A. Stephens, Esq. , Esq., CMB
President
Metroplex Mortgage Services, Inc.
Tampa, FL -
Marx Sterbcow
Managing Attorney
Sterbcow Law Group LLC
New Orleans, LA -
Phillip Stevens, MBA
Director of Legal Support and Strategic Initiatives
Nova Financial & Investment Corp.
Tucson, AZ -
Angelica Stewart
Senior Accountant, Mortgage
Gateway First Bank
Jenks, OK -
David Stickney
Director
FTI Consulting, Inc.
Lexington, NC -
Tom Stockton
Compliance Manager II
Opportunity Bank of Montana
Helena, MT -
William A. Stokes, CMB
President
American Security Mortgage Corp.
Charlotte, NC -
Rebecca Streck
Loan Servicing Controls Analyst
BOK Financial
Tulsa, OK -
La' Travious Strong, AMP
Mortgage Processor
Success Mortgage Partners, Inc.
Plymouth, MI -
Margaret Strotman
Head of Credit Risk Strategy for Mortgage and Home Equity
Fifth Third Bank
Cincinnati, OH -
Michael Sugarman
Senior Vice President and Senior Associate General Counsel
Verus Mortgage Capital
Washington, DC -
Frederick Sujat
Chief Compliance Office
NFM Lending
Linthicum Heights, MD -
Ike Suri
Chairman & Chief Executive Officer
FundingShield LLC
Newport Beach, CA -
Chris Tammen
Solutions Marketer
Entrust
Shakopee, MN -
Vernon Tanner
VP, Chief Compliance Officer, AML/BSA/OFAC Officer, Mortgage
Primerica Mortgage LLC
Duluth, GA -
Sara Taylor
Compliance Projects Manager
DHI Mortgage Company
Austin, TX -
Brooke Terry
Business Analyst
CMG Financial
San Ramon, CA -
Rebecca Tetreau, Esq.
Compliance Manager
Michigan State University Federal Credit Union
East Lansing, MI -
Lauren E Tew
Counsel
Pulte Mortgage LLC
Englewood, CO -
Janine Thomas
Associate
Webster Bank, N.A.
Waterbury, CT -
Kerlouche J. Thomas
Marketing Coordinator
United Nations Federal Credit Union
Long Island City, NY -
Roslyn Thomas
AVP ERM IT
PNC Real Estate
Pittsburgh, PA -
Kathie Thomas, CFE
Strategic Efficiency Innovation, Certified Fraud Examiner
Bank OZK
Dallas, TX -
Pamela Thompson
Assistant Servicing Manager
Montpelier, VT -
Laura Thompson
VP
Fairway Independent Mortgage Corporation
Draper, UT -
Danelle Thomsen
Chief Administrative Officer
AmeriNational Community Services, LLC dba AmeriNat
Downey, CA -
Skyler Todd, CMB, AMP
Account Manager
Essent Guaranty, Inc.
Rocklin, CA -
Marsha Toland
Compliance Officer
Legacy Mutual Mortgage
San Antonio, TX -
Howard Tolley
Compliance Manager
Utah Housing Corporation
West Valley City, UT -
Michael Torres
Chief Product Officer
AmeriNational Community Services, LLC dba AmeriNat
Downey, CA -
Carol Tricarico
QC Compliance Specialist
US Mortgage Corporation
Melville, NY -
John Turcio
SVP Quality Control
CrossCountry Mortgage
Cleveland, OH -
Nicole Upshur, Esq. , CMCP
Regulatory Counsel
Covius
Glendale, CO -
Ledro Uriegas
Compliance Manager
DHI Mortgage Company
Austin, TX -
Sarah Valentini
President
Radius Financial Group Inc.
Norwell, MA -
Justin Vanlede-Zinn
Legal & Compliance Support Specialist
Lennar Mortgage
St. Petersburg, FL -
Viviana Vargas
Fulfillment Manager
USAA Federal Savings Bank
San Antonio, TX -
Evelyn Velarde
Lending Data Manager
Synergy One Lending, Inc.
San Diego, CA -
Paul Vicente
Director, First Line Risk Management
First Citizens Bank
Raleigh, NC -
Jeffrey Walker
Senior Analyst, MLD Systems Compliance
Carrington Mortgage Services, LLC
Aliso Viejo, CA -
Latrese Walker
Director of Program Management & Compliance
CBC Mortgage Agency
Marana, AZ -
Marcie Walsh, CMB, AMP
VP Senior Fair & Responsible Banking Compliance Officer
Umpqua Bank
Vancouver, WA -
Lisa Walsh, CMS
Manager, Operational Risk Management
LoanCare
Virginia Beach, VA -
Greg Warner
Director of Servicing
Flat Branch Mortgage, Inc.
Columbia, MO -
Carolyn Washington
QC Specialist
Taylor Morrison Home Funding
Maitland, FL -
Wayne Watkinson
Principal
Offit Kurman
New York, NY -
Joshua Weinberg, CMCP
President
Firstline Compliance, LLC
Flower Mound, TX -
Brandy West
Director of Lending Operations
Simmons Bank
Searcy, AR -
Deede Westermann
Mtg Servicing Manager
Members Cooperative Credit Union
Duluth, MN -
Carin L. White, CMS
Escalated/Regulatory Complaint Supervisor
LoanCare
Virginia Beach, VA -
Briana Wiederspahn
SVP, Compliance
Cardinal Financial Company
Charlotte, NC -
John Wildrick
VP Servicing Oversight
PrimeLending
Dallas, TX -
Eric Wilson
Director of External Affairs and Government Relations
Veterans United Home Loans
Columbia, MO -
Carol Ann Wilson
Navy Federal Credit Union
Vienna, VA -
Joe Wilson
Senior Attorney
Bradley
Birmingham, AL -
Justin Wiseman
MBA Staff Representative
Vice President, Managing Regulatory Counsel
Mortgage Bankers Association
Washington, DC -
Lisa Wolfe
Compliance Officer
loanDepot.com, LLC
Foothill Ranch, CA -
Kimberly Woodcock, CMB
Chief Risk Officer
Union Home Mortgage
Strongsville, OH -
Marissa Yaker, Esq.
Deputy General Counsel, Regulatory Affairs
Padgett Law Group
Tallahassee, FL -
Kong Yang, CMCP
AVP - Corporate Compliance, Risk & Compliance
U.S. Bank Home Mortgage
Hopkins, MN -
Ashley Yarabinec, CMB, AMP
Director of Member Relations
Mortgage Bankers Association
Washington, DC -
Candice Young
Director of Compliance, Quality Control
Sente Mortgage
Austin, TX -
Yin Yu
CEO
Palm Tree Capital, Inc.
Los Angeles, CA -
Ingrid Zaza
Jr. Compliance Officer
Embrace Home Loans
Middletown, RI -
Stephanie Zieman
BSA/AML Specialist
Veterans United Home Loans
Columbia, MO