Regulatory Compliance Subcommittee

The Regulatory Compliance Subcommittee identifies, studies and evaluates key regulatory requirements and challenges, and provides policy guidance as appropriate.

MBA Subcommittee Staff Representative:
Justin Wiseman (202) 557-2854
[email protected]

Chair: Melissa Koupal
Senior Vice President, Loan Integrity
loanDepot.com

Vice Chair: Jerra Ryan
Senior Vice President, Compliance
First Choice Loan Services, Inc.

Join the Committee

If you would like to get more involved in MBA, consider volunteering for this or one of MBA's other residential committees. Any employee of an MBA residential member company or a select or premier level associate member company may join one or more of these committees.

Get Started: Login to see a full list of committees and councils that you are eligible to join, as well as groups you have already joined. Scroll through the list of your options and click "Join" next to this committee to be added to the roster.

More About Residential Committees

What do the residential committees do? Actually, they perform a number of functions. In conference calls, emails and in-person meetings, they advance MBA's national/federal advocacy agenda by providing a forum for the analysis of legislative, regulatory or industry issues. They also serve as a means to inform Association staff of any emerging real estate finance issues. They are one of the primary means through which Association policy is developed. The committees are also communications tools for professionals within the industry. Lastly, the residential committees are also a method by which future MBA leaders are identified and developed.

Regulatory Compliance Subcommittee Members

  • H. Burton Burton Embry, CMCP
    Chair
    EVP - Chief Compliance & Risk Officer

    Las Vegas, NV
  • Cindy Alex
    Compliance and QC Manager
    LoanPeople, LLC
    Austin, TX
  • Danette Alfonso
    Deputy General Counsel
    Lennar Mortgage
    Miami, FL
  • Janis Allen
    Senior Vice President-Regulatory Counsel
    PennyMac Financial Services, Inc.
    Moorpark, CA
  • Marty Allred
    Chief Compliance Officer
    American Pacific Mortgage Corporation
    Roseville, CA
  • Robert Anderson
    General Counsel
    Moria Development, Inc. dba Peoples Mortgage Company
    Tempe, AZ
  • Marc L. Aronson
    President & CEO
    Pennsylvania Association of Notaries (PAN)
    Pittsburgh, PA
  • Shayna Arrington
    Chief Compliance Officer
    The Money Source Inc.
    Phoenix, AZ
  • Steven Autieri
    VP/ Attorney Vendor Manager
    Citizens Bank
    Warwick, RI
  • Sara Avery
    Chief Risk Officer
    Cenlar FSB
    Ewing, NJ
  • Kristin Bajor
    Chief Compliance Officer
    Success Mortgage Partners, Inc.
    Plymouth, MI
  • Joshua Barraza
    Collections Manager
    Utah Housing Corporation
    West Valley City, UT
  • Steven Baum
    VP & Associate General Counsel
    Reliance First Capital, LLC
    Melville, NY
  • Betsy Bayer McMahon
    Associate Compliance Director
    Western Alliance Bank
    Phoenix, AZ
  • Jo Behrensen
    Compliance Risk Manager
    Truist
    Greensboro, NC
  • Michael Belfinger
    Vice President, Compliance Operations Manager
    Comerica Bank
    Auburn Hills, MI
  • Jackson Benefield
    AVP Home Equity Product Owner
    Pentagon Federal Credit Union
    Alexandria, VA
  • Alan Bercovitz
    Founder
    TheComplete1003.com
    Pompano Beach, FL
  • Carol I. Berger, AMP
    VP - Implementations and Transaction Services
    Verity Global Solutions, LLC
    San Antonio, TX
  • Jason Bergstrom
    AVP, Branch Manager
    Wintrust Mortgage, a Division of Barrington Bank & Trust Company, N.A.
    Rosemont, IL
  • Cynthia Berman, Esq. , Esq.
    Executive Vice President, Chief Compliance Officer
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Gifford Alan Berryman, CMCP
    Mortgage Loan Quality Control Supervisor
    Centennial Bank
    Conway, AR
  • Judson Bibby
    Internal Audit Manager
    PennyMac Financial Services, Inc.
    Westlake Village, CA
  • Nickie Bigenho
    Vice President Operations
    BOK Financial
    Tulsa, OK
  • Amy Birkins
    Manager - Credit
    Ameriprise Bank, FSB
    Minneapolis, MN
  • Rory Birmingham
    Chief Compliance Officer
    Figure Lending
    San Francisco, CA
  • Deb Bitler
    Bank of the West / BNP Paribas
    Omaha, NE
  • John Blackwell, CRU
    QC Supervisor of Report Analytics
    Quest Advisors, Inc.
    Durham, NC
  • Madonna Blanchard, Esq.
    Corporate Counsel
    Success Mortgage Partners, Inc.
    Plymouth, MI
  • Judy Blank
    Chief Compliance Officer
    Luminate Home Loans
    Minneapolis, MN
  • Jeff Bloch
    Vice President, Deputy Director, Regulatory Affairs
    U.S. Bank Home Mortgage
    Washington, DC
  • Justin Bonnick
    Staff Attorney

    Rumford, RI
  • Nicole Booth
    Chief Executive Officer
    QC Ally, LLC
    Irvine, CA
  • Blake Boss
    EVP/Head of Sales
    ActiveComply, LLC
    Orlando, FL
  • Nathan Boucher
    Vice President Associate General Counsel
    RoundPoint Mortgage Servicing Corporation
    Fort Mill, SC
  • Monique Boudreaux
    Vice President, Third Party Risk Oversight
    Citibank, NA
    Irving, TX
  • Myrtle Bowles-Scott
    Chief Compliance Officer, General Counsel
    Texas Bank Financial
    Fort Worth, TX
  • Susan Brace
    Director - Originations Compliance and QC
    Amerifirst Home Mortgage
    Portage, MI
  • Erin Brady
    General Counsel
    Stockton Mortgage Corporation
    Frankfort, KY
  • Carmelo D. Bramante
    Manager, Real Estate Lending, Regulatory Compliance & Public Policy
    Navy Federal Credit Union
    Vienna, VA
  • Emily Bratt
    Associate
    Weiner Brodsky Kider PC
    Washington, DC
  • Edward Brennan
    Chief Compliance Officer
    Union Home Mortgage
    Strongsville, OH
  • Latrice Brown, RCMS
    Quality Testing Supervisor
    Cenlar FSB
    Ewing, NJ
  • Rebecca Bruggeman
    Chief Compliance Officer
    Ony Glo, Inc Dba. OGI Mortgage Bankers
    SANTA ANA, CA
  • Michael Brumble, CMT
    VP, Risk Management
    Security National Mortgage Company
    Salt Lake City, UT
  • Andrew Budish
    Director and Senior Counsel
    Discover Bank
    Riverwoods, IL
  • jessica burg
    Sr. Compliance Officer
    AmeriHome Mortgage, a Western Alliance Bank Company
    Thousand Oaks, CA
  • Alisha Burge
    Byte Manager
    First Federal Bank a Subsidiary of Southeastern Financial, Inc.
    Tuscaloosa, AL
  • Kelli Burke
    Vice President, Commercial Multifamily Finance | Member Engagement
    Mortgage Bankers Association
    Washington, DC
  • Greg Callaghan
    Associate General Counsel
    Paramount Residential Mortgage Group
    Corona, CA
  • Patrick Cannon
    VP, Senior Managing Regulatory Counsel
    Selene Finance
    Houston, TX
  • Elizabeth Carroll
    Executive Director, Agency Relations
    Chase
    Columbus, OH
  • David Cavanaugh
    Fair Banking Manager
    Glacier Bancorp, Inc.
    Kalispell, MT
  • Laura Cervantes
    Director - Mortgage Servicing Oversight
    Ally Bank
    Charlotte, NC
  • Eric Chader
    Senior Vice President, Government Affairs
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Diana Chan
    Associate General Counsel
    First Community Mortgage, Inc.
    Murfreesboro, TN
  • Jennifer Chandler, CRU
    New Hire Training Manager
    New American Funding
    Frisco, TX
  • Aaron Chastain, AMP
    Partner
    Bradley
    Birmingham, AL
  • Aaron Chatmon
    AVP, Corporate Counsel
    Lennar Mortgage
    Clearwater, FL
  • Kaya Chavez
    VP Credit Risk
    Academy Mortgage Corporation
    Draper, UT
  • Blake Chavis
    VP, Associate General Counsel
    Flagstar Bank, N.A.
    Troy, MI
  • Amy Christoff
    Vice President, Compliance
    Carrington Mortgage Services, LLC
    Aliso Viejo, CA
  • Brian Cleary
    VP, Compliance
    Computershare Loan Services
    Greenwood Village, CO
  • Danni Cobb
    AVP, Secondary Marketing
    Starboard Financial Management LLC
    Gilbert, AZ
  • Malinda Colerick
    Mortgage Director Operations
    Keesler Federal Credit Union
    Gulfport, MS
  • Becki Coley
    Corporate and Licensing Assistant
    Patriot Home Mortgage
    Saint George, UT
  • Robert Colton
    Policy & Legislative Analyst, Government Relations
    Zillow Home Loans
    Seattle, WA
  • Jennifer Cortez
    Quality Assurance Anaylst
    Colonial Savings, F.A.
    Fort Worth, TX
  • John A. Cosculluela, Sr. , CMB
    CEO and President
    American BancShares Mortgage LLC
    Miami Lakes, FL
  • Jeremy Costello
    Compliance Consultant
    Wolters Kluwer
    Minneapolis, MN
  • Tara Coston
    Transition Production Manager
    Hometown Lenders, Inc.
    Huntsville, AL
  • Jerry Crabtree
    Sr. Manager Lending Compliance
    Gateway First Bank
    Jenks, OK
  • Michelle Cross
    Consumer Lending RCA Professional
    U.S. Bank Home Mortgage
    Bloomington, IL
  • Stephanie Crouch
    Servicing Compliance Manager
    loanDepot.com, LLC
    Irvine, CA
  • Erica Curry
    Senior Lead Business Execution Consultant
    Wells Fargo Home Mortgage
    Fort Mill, SC
  • Detta Cutright
    Executive Director, Bus. Dev./Client Relations
    Weiner Brodsky Kider PC
    Washington, DC
  • James Alex Dalrymple
    Sr. Assistant Vice President - Compliance
    NewDay Financial, LLC
    Fulton, MD
  • Ashley Daniels, RCMS
    Manager of Mortgage Lending
    Publix Employee Federal Credit Union
    Lakeland, FL
  • Sonya Danielson
    Compliance Director
    First State Mortgage Services, LLC
    Bloomington, IL
  • Dianna Davenport
    Product Consultant
    Black Knight
    Jacksonville, FL
  • Laura Kate Davis
    QC Operations
    QC Verify LLC
    Brentwood, TN
  • Debra Day
    SVP, Director of Mortgage Compliance
    United Community Bank
    Greenville, SC
  • Ben Decker
    Director, Mortgage Loan Processing
    Zillow Home Loans
    Seattle, WA
  • Samir Dedhia
    CEO
    LemonBrew Lending Corp.
    Iselin, NM
  • Brenda Deets
    Senior Business Support Manager
    Citizens Bank
    Glen Allen, VA
  • Michael W Dendas
    Senior Manager
    Zillow Home Loans
    Seattle, WA
  • Josh Diepenhorst
    Business Development
    Legacy Mutual Mortgage
    San Antonio, TX
  • Patti Dietz, Jr.
    Chief Legal & Risk Officer
    Lennar Mortgage
    Tempe, AZ
  • Jason Louis Drazic
    Mortgage Help Desk Manager
    NVR Mortgage Finance, Inc.
    Canonsburg, PA
  • Scott Driza
    Product Manager
    ICE Mortgage Technology
    Pleasanton, CA
  • Candace Michele Dry
    Director
    Figure Lending
    San Francisco, CA
  • Tommy A. Duncan, CMT
    Owner & Chief
    QC Verify LLC
    Brentwood, TN
  • James Craig Dye, AMP
    Vice President of Residential Direct Lending

    Wichita, KS
  • Aimee Eller, CMCP
    General Counsel
    Paramount Residential Mortgage Group
    Corona, CA
  • Jeanne P. Erickson
    Specialized Consulting Manager
    Wolters Kluwer
    Saint Cloud, MN
  • John Faheem, MBA
    National Executive
    Altisource Portfolio Solutions, Inc.
    Huntington Beach, CA
  • Judson Champlin Farrar
    Marketing Compliance Manager
    Fairway Independent Mortgage Corporation
    Carrollton, TX
  • Greg Farwell, AMP
    Sr V.P. Real-Estate Lending
    Citizens First Bank
    Clinton, IA
  • Gina Feezer
    Senior Loan Analyst
    Ocwen Financial Corporation
    West Palm Beach, FL
  • Brenda Felix
    Director of Compliance

    SANTA ANA, CA
  • Fran Ferrara
    VP, Regulatory Counsel
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Jon Firmage
    Vice President of Compliance
    Primary Residential Mortgage, Inc.
    Salt Lake City, UT
  • Andrew Fishback
    Vice President, Mortgage Compliance Officer
    Republic Bank
    Louisville, KY
  • Stacia Fisher
    Director of Compliance & Quality Control

    Portland, OR
  • Karen Fitzgerald
    Manager
    First Bank Mortgage
    Saint Louis, MO
  • Barbara Flores
    SVP Regulatory Compliance
    The Money Source Inc.
    Melville, NY
  • William Fodor
    First Vice President
    Flagstar Bank, N.A.
    Troy, MI
  • Dana Ford
    Senior Mortgage Default Business Process Specialist
    Gateway First Bank
    Jenks, OK
  • Jennifer Fortier, CMB
    STRATMOR Group
    New Orleans, LA
  • Michelle S. Fowler
    Vice President, Secondary
    Associated Mortgage Corporation
    Tulsa, OK
  • Donald Gallo
    Chief Financial Officer

    Dover, DE
  • Brian Gapen
    Chief Operations Officer
    Pilgrim Mortgage
    San Antonio, TX
  • Ronald Gapp
    COO/General Counsel
    Axia Home Loans
    Bellevue, WA
  • Amanda Garcia
    SVP Compliance
    Verus Mortgage Capital
    Washington, DC
  • Sheree Garner
    Rocket Mortgage, LLC
    Detroit, MI
  • Jeffrey Gayman
    EVP, Chief Mortgage and Retail Officer
    Orrstown Bank
    Shippensburg, PA
  • Kendall Geary
    Compliance Administrator
    Radius Financial Group Inc.
    ,
  • Sharon Geib, CRU
    President
    Cadence Bank, NA
    The Woodlands, TX
  • William Gelement
    Senior Analyst, MLD Systems Compliance
    Carrington Mortgage Services, LLC
    Anaheim, CA
  • Al Gentile
    Senior AVP Servicing
    Taylor Morrison Home Funding
    Maitland, FL
  • Catherine Gentille
    Senior Vice President
    K. Hovnanian American Mortgage, LLC
    Boynton Beach, FL
  • Roy K. George, CMB
    President
    MOR Lending, LLC
    Miami, FL
  • Eric Getty
    AVP Compliance Testing, AML / BSA Officer
    The Money Source Inc.
    Phoenix, AZ
  • Peter Giamporcaro
    Vice President, Regulatory Counsel
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Michael Gill
    SVP Strategy
    Common Securitization Solutions
    Bethesda, MD
  • Neusa Gillen
    COO / Co-Founder
    Family First Funding, LLC
    Toms River, NJ
  • Tom Giltrow
    Managing Director
    Protiviti
    McLean, VA
  • Benjamin Giumarra
    Director, Legal and Regulatory Affairs
    Embrace Home Loans
    Middletown, RI
  • Malissa Gjorkovski
    Compliance Partner
    Flagstar Bank, N.A.
    Troy, MI
  • Carter Glass, CRCM
    Vice President, Compliance
    PrimeLending
    Dallas, TX
  • Ross Gloudeman
    General Counsel
    Xactus
    Broomall, PA
  • Lula Gomez
    Assistant Compliance Manager
    DHI Mortgage Company
    Austin, TX
  • Joe Gormley
    Chief Administrative Officer
    RoundPoint Mortgage Servicing Corporation
    Fort Mill, SC
  • Howard Greenberg
    Senior Counsel
    Discover Bank
    Riverwoods, IL
  • Zachary Gribben
    VP, Lending Quality Control
    Axos Bank
    Oceanside, CA
  • Carla Grice
    Vice President of Compliance
    Lake Michigan Credit Union
    Grand Rapids, MI
  • Eric Groonwald
    Head of Compliance
    Figure Lending
    San Francisco, CA
  • Ben Gross
    Attorney at law
    McGlinchey Stafford
    Irvine, CA
  • Bella Guerrero
    VP, Compliance & Managing Counsel
    Guild Mortgage Company
    San Diego, CA
  • Reggie Guevarra
    Secondary Marketing Coordinator
    LHM Financial Corporation
    Scottsdale, AZ
  • Kevin Gunnels
    Compliance Product Manager
    Mortgage Cadence, an Accenture Company
    Denver, CO
  • Haley Gwinn
    Mortgage Services Manager
    Greater Nevada Mortgage (GNM)
    Carson City, NV
  • John Hair
    Public Policy Manager

    Seattle, WA
  • Gary Haley
    Director of Compliance
    First Centennial Mortgage Corporation
    Aurora, IL
  • Kirsten Hanson
    Vice President of Real Estate
    Frontwave Credit Union
    Oceanside, CA
  • Dustin Harjo
    Manager
    MidFirst Bank
    Oklahoma City, OK
  • Tracy Hatt-Doering
    VP Regulatory Change Management
    Freedom Mortgage Corporation
    Marlton, NJ
  • Kevin Haugen
    Vice President, Risk Officer
    GreenState Credit Union
    North Liberty, IA
  • Dawna Havnar
    AVP, Home Lending Closing Supervisor
    Umpqua Bank
    Portland, OR
  • Jill Hawkins
    Risk, HMDA Compliance
    John Adams Mortgage Company
    Roscommon, MI
  • Dorian Hawkins
    Associate
    Weiner Brodsky Kider PC
    Washington, DC
  • Jennifer L. Hedgepeth
    Executive Vice President, Chief Operating Officer
    DHI Mortgage Company
    Austin, TX
  • Michelle Heidecker
    Senior Compliance Specialist
    Plaza Home Mortgage, Inc.
    San Diego, CA
  • Kia Hekneby, CRCM
    Sr Compliance Partner
    Flagstar Bank, N.A.
    Troy, MI
  • Blake Hendley
    Senior Manager
    MidFirst Bank
    Oklahoma City, OK
  • Jeff Henkel, AMP
    VP, Closing and Post Closing
    Taylor Morrison Home Funding
    Maitland, FL
  • Larry Henson
    General Counsel & Compliance Officer
    Summit Mortgage Corporation
    Minneapolis, MN
  • Kathy Herig
    Chief Credit Officer
    Homepoint
    Ann Arbor, MI
  • Deborah Hernandez
    Senior Real Estate Underwriter
    USAA Federal Savings Bank
    San Antonio, TX
  • Cinthia Hernandez
    Insuring Specialist II
    Extraco Mortgage a Division of Extraco Banks
    Waco, TX
  • Kesia Hollins
    Counsel, Regulatory Affairs

    Chicago, IL
  • Scott Holzmeister
    Principal
    Lighthouse Advisors, LLC.
    Gilbert, AZ
  • Dana Honor
    Public Affairs Senior Associate

    New York, NY
  • Laura Hopkins
    VP, Member Relations
    Mortgage Bankers Association
    Washington, DC
  • Robin Hornstrom
    VP
    HSBC Bank USA, N.A. (Residential)
    Depew, NY
  • Lynette Hotchkiss
    Member
    McGlinchey Stafford
    Nashville, TN
  • Chuck Hoving
    Chief Compliance Officer
    Guaranty Home Mortgage Corporation
    Nashville, TN
  • Kevin L. Hughes, AMP
    Senior Loan Advisor
    Freedom Mortgage Corporation
    Marlton, NJ
  • Brandilyn Hume
    Chief Compliance Officer
    Radius Financial Group Inc.
    ,
  • Michael Hutchen
    Compliance Officer
    Axos Bank
    San Diego, CA
  • Kelli Hutchinson
    SVP, Quality Assurance
    Capital City Home Loans
    Kennesaw, GA
  • Sharon R. Inzinga
    Assistant Vice President- Sr. Compliance Manager
    MidFirst Bank
    Oklahoma City, OK
  • Carmen Inzunza
    Quality Control Analyst
    Nova Financial & Investment Corp.
    Tucson, AZ
  • Jamie Irwin
    Compliance Assistant

    Rochester, NY
  • Philip Italiano
    General Counsel
    NewRez LLC
    Fort Washington, Pa
  • Kara Jensen
    AVP, Compliance Manager
    Iowa Bankers Mortgage Corporation
    Johnston, IA
  • Jennifer Jessie, AMP
    Private Client Senior Credit Risk Manager
    Raymond James & Associates
    St Petersburg, FL
  • Shonda Jewett, CMS
    Manager - Default Quality Control
    Cenlar FSB
    Ewing, NJ
  • Corey Johnson
    Chief Compliance Officer
    BeSmartee
    Huntington Beach, CA
  • Joseph B. Johnson, III
    Senior Vice President
    North Shore Bank of Commerce
    Duluth, MN
  • Jennifer Johnson
    Retail Mortgage Compliance & QC Manager
    S&T Bank
    Indiana, PA
  • Nekold Jolly
    Mortgage Compliance Manager
    Comerica Bank
    Auburn Hills, MI
  • April Jordan
    MidFirst Bank
    Tulsa, OK
  • Diane Kaber
    Sr. Recruiter
    Cenlar FSB
    Ewing, NJ
  • Kevin J. Kanouff
    CEO
    Statebridge Company, LLC
    Greenwood Village, CO
  • George Kanuck
    Senior Compliance Analyst
    LoanPeople, LLC
    Austin, TX
  • Karen Ketcham
    Manager, Mortgage Underwriting
    Space Coast Credit Union
    Melbourne, FL
  • Jeffrey Kibbey
    Vice President, Compliance
    Zillow Home Loans
    Seattle, WA
  • Hyung Soo Kim
    AVP Internal Audit
    Caliber Home Loans, Inc.
    Coppell, TX
  • Janene Kindred
    VP of Compliance
    Residential Mortgage, LLC
    Anchorage, AK
  • Benjamin B. Klubes
    Principal Deputy General Counsel
    U.S. Department of Housing and Urban Development
    Washington, DC
  • Erik Knight
    VP, Compliance
    NewRez LLC
    Yardley, PA
  • Heather Knight
    RE Processing Manager
    Bank of the Pacific
    Bellingham, WA
  • Lynsay Kochan
    Compliance Manager
    Top Flite Financial, Inc.
    Williamston, MI
  • Jonathan Kolodziej, AMP, CMCP
    Partner
    Bradley
    Birmingham, AL
  • Liz Kolonay
    Compliance Director
    Truist
    Greensboro, NC
  • Kathryn Kostka
    Mortgage Compliance Counsel
    Two Harbors Investment Corporation
    Minnetonka, MN
  • Denise Kowalski
    Compliance Manager
    Indecomm Global Services
    Edison, NJ
  • Maya Koyfman
    Chief Legal Officer
    Figure Lending
    San Francisco, CA
  • Constanza Krause
    Training Specialist III, Lending
    Space Coast Credit Union
    Melbourne, FL
  • Adam Krings, AMP
    Call Center Quality Assurance Coordinator
    MassHousing
    Boston, MA
  • Lana Kuether
    Compliance Manager
    LHM Financial Corporation
    Scottsdale, AZ
  • James Kurack
    Vice President, Regulatory Compliance
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Karen Kurciska
    SVP Enterprise Risk Management
    AmeriHome Mortgage, a Western Alliance Bank Company
    Thousand Oaks, CA
  • Jeffrey Lake
    Vice President, Compliance
    Citizens Bank
    Warwick, RI
  • Joanne Landry
    AVP of Compliance
    Cherry Creek Mortgage Co., Inc.
    Scottsdale, AZ
  • Jason W. Lane
    Senior Vice President
    MidFirst Bank
    Oklahoma City, OK
  • Kristina Larese
    Chief Compliance Officer
    American Advisors Group
    Irvine, CA
  • Hannah Larrick
    Senior External Affairs Manager
    Veterans United Home Loans
    Columbia, MO
  • Paula Leber
    VP, Compliance & Licensing
    CMG Financial
    San Ramon, CA
  • Krystal Lewis
    Vice President, Manager
    Flagstar Bank, N.A.
    Troy, MI
  • William A Lewis
    Assistant General Counsel
    Chase
    Washington, DC
  • Kristen E. Lindsey
    Director, Mortgage Fulfillment
    BECU - Boeing Employees' Credit Union
    Seattle, WA
  • Niuvi Liriano
    Risk & Compliance Officer
    Centreville Bank
    West Warwick, RI
  • Leesa Logan
    General Counsel - Specialized Loan Servicing
    Computershare Loan Services
    Greenwood Village, CO
  • Robert Lotstein
    Partner

    Washington, DC
  • Charles Lowery, Jr.
    Senior Policy Director
    National Housing Conference
    Washington, DC
  • Lisa Lundsten
    Mortgage Compliance Officer and Counsel
    Two Harbors Investment Corporation
    Minnetonka, MN
  • Kia Lusk-Caldwell
    VP Associate General Counsel
    Flagstar Bank, N.A.
    Troy, MI
  • Scott Lutz
    Bank of New York Mellon
    New York, NY
  • Lisa Lyle
    Corporate Counsel

    Greenwood Village, CO
  • Allison MacDonald
    Project Manager
    AVMetrics
    Simi Valley, CA
  • Robert R. Maddox, CMB, AMP
    Partner
    Bradley
    Birmingham, AL
  • Krissy Madsen
    Operations Manager
    People’s Bank of Commerce
    Medford, OR
  • Daryl Maeder
    Director of Compliance & Sr. Risk Manager
    Hallmark Home Mortgage
    Fort Wayne, IN
  • Ana Mann
    Residential Mortgage Compliance Manager
    Valley National Bank
    Wayne, NJ
  • Elizabeth Marbaugh
    Director Home Mortgage Compliance
    Citizens Bank
    Franklin, TN
  • Katrin Maslyn
    Senior Manager
    Deloitte
    Rosslyn, VA
  • Dan McAlvanah
    Corporate Employment Counsel
    Fairway Independent Mortgage Corporation
    Madison, WI
  • Carol McCants
    Mortgage Processor
    USAA Federal Savings Bank
    San Antonio, TX
  • Lisa A. McCarty
    Vice President
    Bank of the West / BNP Paribas
    San Ramon, CA
  • Blaine McCarty
    Communications Director
    EPM
    Atlanta, GA
  • Brian McCown, Jr. , CMB, AMP, CRU
    AVP Mortgage Operations
    Michigan First Mortgage
    Lathrup Village, MI
  • Kim McCoy
    VP Compliance and Risk
    GreenState Credit Union
    North Liberty, IA
  • Joe McDermott
    Counsel
    Ameriprise Bank, FSB
    Minneapolis, MN
  • David McGeorge
    VP, Regulatory Counsel
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Rhonda P McGill
    Sr. Director of Client Success
    PerformLine, Inc.
    Morristown, NJ
  • Sharon McMahon
    Vice President, Regulatory Counsel
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Daniel McPheeters
    Senior Manager

    McLean, VA
  • Brady Meadows
    Senior Director, Mortgage Services
    MetaSource, LLC
    Draper, UT
  • Kevin P. Mello
    Director of HomeOwnership Servicing & Operations
    MassHousing
    Boston, MA
  • Michael Merritt
    Sr. Vice President Customer Care & Default Mortgage Servicing
    BOK Financial
    Irving, TX
  • Samantha Meyer
    CRO
    First Community Mortgage, Inc.
    Murfreesboro, TN
  • Adel Azmi Michael
    President & CEO
    Omega Financial Services, Inc.
    Union, NJ
  • Peter Microulis, CMCP
    Chief Compliance Officer
    Embrace Home Loans
    Middletown, RI
  • Mitzi Migault
    Risk Executive
    RoundPoint Mortgage Servicing Corporation
    Fort Mill, SC
  • Tricia Migliazzo
    MBA Staff
    SVP, Origination Sales
    Lenders One
    St. Charles, MO
  • Marc Miller
    Executive Vice President & General Counsel
    Reliance First Capital, LLC
    Melville, NY
  • Angela Miller
    Sr. Compliance Officer
    Western Alliance Bank
    Phoenix, AZ
  • Edward Miller
    Consultant
    ActiveComply, LLC
    Orlando, FL
  • Margaret Miller
    Compliance Manager
    CMG Financial
    San Ramon, CA
  • James Minghini
    Chief Compliance Officer

    Cumming, GA
  • Rebecca Mitchell
    Compliance Partner
    Flagstar Bank, N.A.
    Troy, MI
  • Andrea Monachella
    Vice President, Sr. Compliance Consulting Manager
    MidFirst Bank
    Oklahoma City, OK
  • Shawn Moore
    IAS Manager-Data & Document Integrity
    Arvest Bank
    Del City, OK
  • Michael J. Moorhouse
    Divisional COO
    American Pacific Mortgage Corporation
    San Antonio, TX
  • Brad Morgan, MBA
    Assistant Vice President - Appraisal Management
    Taylor Morrison Home Funding
    Maitland, FL
  • Joseph Morrison
    M&T Bank Corporation
    Getzville, NY
  • Case Mosby
    Internal Audit Senior Manager - Compliance
    Vanderbilt Mortgage and Finance, Inc.
    Maryville, TN
  • Michele Mount
    SVP of Compliance
    AnnieMac Home Mortgage
    Mount Laurel, NJ
  • Khalfani Muhammad
    Compliance Officer
    Ark Mortgage, Inc.
    Spring Valley, NY
  • Sarah Myers
    Manager RE Lending
    USAA Federal Savings Bank
    San Antonio, TX
  • La Joya Newton
    Default Servicing Supervisor
    AmeriFirst Financial, Inc.
    Kalamazoo, MI
  • Sabrina Noyola
    CCO
    AmeriHome Mortgage, a Western Alliance Bank Company
    Westlake Village, CA
  • Lacey Oar, CMCP
    VP Compliance Officer
    Summit Mortgage Corporation
    Plymouth, MN
  • Greggory Oberg
    Regulatory Compliance Consultant

    North Weymouth, MA
  • Sochukwuma Peter Obiefule
    Business Analyst

    Westlake Village, CA
  • Cindy Olvera
    LO Training Manager
    First Centennial Mortgage Corporation
    Aurora, IL
  • Jeff T. Orme
    Chief Compliance Officer
    Security National Mortgage Company
    Salt Lake City, UT
  • Stephanie Orrico
    DVP, Advance Default
    Rocket Mortgage, LLC
    Detroit, MI
  • Alana Outlaw
    Policy Manager
    Zillow Home Loans
    Seattle, WA
  • Melissa Palmer
    Director of Compliance and Quality Control

    Atlanta, GA
  • Melissa Palmer
    VP, Compliance
    Northpointe Bank
    Grand Rapids, MI
  • Jeneena Palms
    VP
    Mr. Cooper
    Dallas, TX
  • Catherine Panasik
    VP, Regulatory Compliance Testing/Validation
    Freedom Mortgage Corporation
    Fishers, IN
  • PK Parekh
    SVP, Discover Home Loans
    Discover Bank
    Riverwoods, IL
  • Steven Patrick
    Chief Risk Officer

    Jenks, OK
  • Melissa Patterson
    Director, Operational Compliance
    Atlantic Bay Mortgage Group, LLC
    Virginia Beach, VA
  • Peg Pavleck
    Director-BL Regulatory Controls /Compliance
    Ally Bank
    Charlotte, NC
  • Kisha Perkins
    Senior Director
    Protiviti
    McLean, VA
  • Darnell Peterson, AMP
    Senior Policy Advisor
    Mortgage Bankers Association
    Washington, DC
  • Chris Pierson
    Compliance Officer
    Toll Brothers Mortgage Company
    Ft. Washington, PA
  • Ricardo Pineres
    Sr. Policy & Compliance Officer
    Navy Federal Credit Union
    Vienna, VA
  • Marlin Portillo
    Condo Project Manager
    New American Funding
    Porter Ranch, CA
  • Kimberly Prichard
    Asst. Gen Counsel
    Citibank, NA
    irving, TX
  • Kate Prochaska
    Managing Director, Regulatory Affairs
    JP Morgan Chase
    New York, NY
  • Jonathon Pruitt
    Account Executive
    ACC Mortgage, Inc.
    Rockville, MD
  • Jessica Rackham, AMP
    VP of Quality Assurance
    Primary Residential Mortgage, Inc.
    Salt Lake City, UT
  • Alarice Rainey
    Project Manager
    Guild Mortgage Company
    San Diego, CA
  • Nick Ranieri
    Director of Legal and Corporate Compliance

    Feasterville Trevose, PA
  • Kathryn C. Raymer
    EVP Quality Management
    U.S. Bank Home Mortgage
    Owensboro, KY
  • Lisa Reasor
    Sr. Manager, Investor Relations
    Pentagon Federal Credit Union
    Alexandria, VA
  • Crystal Reeves
    SVP Associate General Counsel
    loanDepot.com, LLC
    Irvine, CA
  • Matthew Reich, AMP
    SVP & Chief Business Development Officer
    Quest Advisors, Inc.
    Durham, NC
  • Stephanie Rice
    Vice President
    M&T Bank Corporation
    Buffalo, NY
  • Nick v Richtman
    Vice President & Assistant General Counsel
    U.S. Bank Home Mortgage
    Minneapolis, MN
  • Shelly Richtsteig
    Secondary Licensing Director
    Patriot Home Mortgage
    Saint George, UT
  • Chris Rivett
    VP Residential Lending
    First State Bank of the Florida Keys
    Key West, FL
  • Magdie Rizk
    Subservicing and Interim Servicing Manager
    Waterstone Mortgage Corporation
    Pewaukee, WI
  • Seth Eugene Robbins
    Mortgage-Backed Securities Specialist
    Ginnie Mae
    Washington, DC
  • Emilie Roberts
    SVP Compliance Officer

    New Orleans, LA
  • Sara M. Roberts
    VP and Managing Senior Counsel
    LoanCare
    Virginia Beach, VA
  • Deborah Robertson
    General Counsel / Chief Compliance Officer
    Land Home Financial Services
    Concord, CA
  • Maria Rodriguez
    AVP
    Morgan Stanley
    New York, NY
  • Lisa K Rogers
    Director of Compliance
    Land Home Financial Services
    Concord, CA
  • Kortney Rollinger
    SVP, Program Management
    RoundPoint Mortgage Servicing Corporation
    Fort Mill, SC
  • Rhonda Ronnow, CMCP
    Director of Loan Operations
    Tennessee Housing Development Agency
    Nashville, TN
  • Tim Rood
    Head of Government & Industry Relations
    SitusAMC
    Washington, DC
  • Suchan Rosenberg
    Compliance Operations Manager
    DHI Mortgage Company
    Austin, TX
  • Rachel Rosenbloom
    FVP, Retail Lending Quality Control Manager
    First American Bank
    Bloomingdale, IL
  • Germaal Ross
    Director
    Protiviti
    McLean, VA
  • James Ross
    Director of Solutions Architecture
    Sagent
    King Of Prussia, PA
  • Alicia Payne Roundy
    Associate Vice President of Digital Marketing Strategies
    Mortgage Bankers Association
    Washington, DC
  • Jay Royce-Procopio
    Chief Operating Officer
    Crescent Mortgage Company
    Atlanta, GA
  • Callie Ruane
    Senior Manager Pre-Closing QC
    Capital Center LLC
    Glen Allen, VA
  • Kristin Ruiz
    VP of Compliance & QC
    Griffin Funding, Inc
    San Diego, CA
  • Jerra H. Ryan, CMCP
    Vice President
    Firstline Compliance, LLC
    Flower Mound, TX
  • Bill Sakkab
    EVP, General Counsel
    VantageScore Solutions, LLC
    San Francisco, CA
  • Rachel Salomon
    Assistant Director-Compliance
    Movement Mortgage, LLC
    Fort Mill, SC
  • Patricia Sampson
    VP and Sr. Mgr. Fair and Responsible Banking
    Banco Popular de Puerto Rico
    San Juan, PR
  • Sarah Sanchez
    Sr. Analyst Secondary Market Investor Relations
    Pentagon Federal Credit Union
    Alexandria, VA
  • Heather Sanchez
    CEO
    Compliance Clarity
    Katy, TX
  • Krystian Sanders
    Mortgage Compliance Examiner
    Tennessee Housing Development Agency
    Nashville, TN
  • Daniel Sawatzke
    SVP - Chief Compliance and Risk Officer
    Academy Mortgage Corporation
    Draper, UT
  • Dee Scannelli
    Sr. Compliance Coordinator, CMCP II
    Toll Brothers Mortgage Company
    Fort Washington, PA
  • Nicole E. Schiavo
    Senior Legal Counsel
    Accenture, LLP
    New York, NY
  • Cassandra Nicole Schmalz, Esq.
    Vice President of Risk Management
    Member First Mortgage
    Grand Rapids, MI
  • Laura Schmidt, CMCP
    VP, Regulatory Change & Issues Management
    Guaranteed Rate, Inc.
    Chicago, IL
  • Wendy Schmidt
    AVP, Compliance Officer - Secondary Market Lending
    Stockman Bank of Montana
    Billings, MT
  • Bruce W Schultz
    VP/CRA Officer
    Gateway First Bank
    Jenks, OK
  • Lea-Ellan L. Scott
    Compliance Officer

    Fernandina Beach, FL
  • Christal Scott
    Mortgage Origination Compliance Manager
    Arvest Bank
    Malvern, AR
  • Marlana Scott, AMP, AMP
    Director, Member Engagement
    Mortgage Bankers Association
    Washington, DC
  • Alisha Sears
    Director, Regulatory Counsel
    Mortgage Bankers Association
    Washington, DC
  • Colgate Selden
    Partner
    Blank Rome LLP
    Washington, DC
  • Adriana Shannon
    Managing Director
    CTF Asset Management LLC
    Coppell, TX
  • Mark Sheridan
    EVP TPO
    Land Home Financial Services
    Concord, CA
  • Cindy Shook
    Quality Control Team Lead
    Lake Michigan Credit Union
    Grand Rapids, MI
  • Suzanne M. Shuck
    EVP, Chief Risk Officer
    Freedom Mortgage Corporation
    Marlton, NJ
  • David Shurtz
    Chief Risk Officer & General Counsel
    EECU
    Fort Worth, TX
  • Melissa Smith
    Compliance Manager
    American Pacific Mortgage Corporation
    Roseville, CA
  • Timothy Smith
    Senior Director, Business Development
    Sagent
    King of Prussia, PA
  • Lara Smith, CMB, AMP
    SVP, Investor Relations
    Regions Financial Corporation / Regions Mortgage
    Birmingham, AL
  • Marie Smith
    Compliance Director
    Ark-La-Tex Financial Services LLC D/b/a/ Benchmark Mortgage
    Plano, TX
  • Melissa Smith
    Director Loan Servicing Quality Assurance
    Carrington Mortgage Services, LLC
    Aliso Viejo, CA
  • Corey T. Smythe
    Post-Closing & Administrative Support Manager
    Equity Resources, Inc.
    Newark, OH
  • Lilit Snoke
    VP, Compliance Program Management
    Western Alliance Bank
    Phoenix, AZ
  • Jeff Spahr
    Assistant General Counsel
    Citibank, NA
    O Fallon, MO
  • Stanford A Stanford, Sr.
    SVP, Head of Enterprise Risk Management
    Mr. Cooper
    Dallas, TX
  • Suzanne Stautberg
    Consumer Lending Business Controls
    Fifth Third Bank
    Cincinnati, OH
  • David K. Stein, Esq.
    Partner
    Taft Stettinius & Hollister LLP
    Columbus, OH
  • Sean A. Stephens, Esq. , Esq., CMB
    President
    Metroplex Mortgage Services, Inc.
    Tampa, FL
  • Marx Sterbcow
    Managing Attorney
    Sterbcow Law Group LLC
    New Orleans, LA
  • Phillip Stevens, MBA
    Legal & Compliance Implementation Manager
    Nova Financial & Investment Corp.
    Tucson, AZ
  • Angelica Stewart
    Senior Accountant, Mortgage
    Gateway First Bank
    Jenks, OK
  • David Stickney
    Director
    FTI Consulting, Inc.
    Lexington, NC
  • Tom Stockton
    Compliance Manager II
    Opportunity Bank of Montana
    Helena, MT
  • William A. Stokes, CMB
    President
    American Security Mortgage Corp.
    Charlotte, NC
  • Rebecca Streck
    Loan Servicing Controls Analyst
    BOK Financial
    Tulsa, OK
  • La' Travious Strong, AMP
    Mortgage Processor
    Success Mortgage Partners, Inc.
    Plymouth, MI
  • Frederick Sujat
    Chief Compliance Office
    NFM Lending
    Linthicum Heights, MD
  • Chris Tammen
    Entrust
    Shakopee, MN
  • Vernon Tanner, CRCM
    VP - Real Estate Governance, AML/BSA
    1st Franklin Financial Corporation
    Toccoa, GA
  • Sara Taylor
    Compliance Projects Manager
    DHI Mortgage Company
    Austin, TX
  • Brooke Terry
    Business Analyst
    CMG Financial
    San Ramon, CA
  • Janine Thomas
    Associate
    Webster Bank, N.A.
    Waterbury, CT
  • Kyle A. Thomas
    Talent Development Associate
    Cenlar FSB
    Ewing, NJ
  • Kerlouche J. Thomas
    Marketing Coordinator
    United Nations Federal Credit Union
    Long Island City, NY
  • Roslyn Thomas
    Manager
    PNC Real Estate
    Pittsburgh, PA
  • Kathie Thomas, CFE
    Strategic Efficiency Innovation, Certified Fraud Examiner
    LCTS
    Point Venture, TX
  • Pamela Thompson
    Assistant Servicing Manager

    Montpelier, VT
  • Laura Thompson
    VP
    Fairway Independent Mortgage Corporation
    Draper, UT
  • Danelle Thomsen
    Chief Administrative Officer
    AmeriNational Community Services, LLC dba AmeriNat
    Downey, CA
  • Skyler Todd, AMP
    Account Manager
    Essent Guaranty, Inc.
    Rocklin, CA
  • Howard Tolley
    Utah Housing Corporation
    West Valley City, UT
  • Michael Torres
    Chief Product Officer
    AmeriNational Community Services, LLC dba AmeriNat
    Downey, CA
  • Carol Tricarico
    QC Compliance Specialist
    US Mortgage Corporation
    Melville, NY
  • Danielle Tsai
    Ark-La-Tex Financial Services LLC D/b/a/ Benchmark Mortgage
    Plano, TX
  • Brian Turner
    Chief Servicing Officer
    Lake Mortgage Company, Inc.
    Merrillville, IN
  • Nicole Upshur, Esq. , CMCP
    Regulatory Counsel
    Covius
    Glendale, CO
  • Ledro Uriegas, Jr.
    VP, Compliance Manager/Fair Lending Officer
    DHI Mortgage Company
    Austin, TX
  • Ashlyn Vail
    Mortgage Loan Closing Coordinator
    First Equity Mortgage, Inc.
    Ft. Mitchell, KY
  • Sarah Valentini
    President
    Radius Financial Group Inc.
    Norwell, MA
  • Jamie VanLandingham, CMB, AMP
    SVP of Credit and Risk
    LenderSelect Mortgage Group, a dba of BlueRidge Bank, N.A.
    Richmond, VA
  • Viviana Vargas
    Fulfillment Manager
    USAA Federal Savings Bank
    San Antonio, TX
  • Evelyn Velarde
    Lending Data Manager
    Synergy One Lending, Inc.
    San Diego, CA
  • Vicki Vidal
    Senior Vice President, Solutions Management, Servicing Technologies
    Black Knight
    Jacksonville, FL
  • Kimberly Wachtel
    Corporate Compliance Manager
    Inlanta Mortgage Inc.
    Pewaukee, WI
  • Jeffrey Walker
    Senior Analyst, MLD Systems Compliance
    Carrington Mortgage Services, LLC
    Aliso Viejo, CA
  • Lisa Walsh, CMS
    Manager, Operational Risk Management
    LoanCare
    Virginia Beach, VA
  • Marcie Walsh, AMP
    VP Senior Fair & Responsible Banking Compliance Officer
    Umpqua Bank
    Vancouver, WA
  • Greg Warner
    Director of Servicing
    Flat Branch Mortgage, Inc.
    Columbia, MO
  • Carolyn Washington
    QC Specialist
    Taylor Morrison Home Funding
    Maitland, FL
  • Jeremiah Wean
    Sr. Compliance Officer
    Hallmark Home Mortgage
    Fort Wayne, IN
  • Douglas C. Webb
    Associate General Counsel
    Citibank, NA
    O Fallon, MO
  • Michelle Wedeven
    Compliance Director
    First Internet Bank of Indiana
    Fishers, IN
  • Joshua Weinberg, CMCP
    President
    Firstline Compliance, LLC
    Flower Mound, TX
  • Deede Westermann
    Mtg Servicing Manager
    Members Cooperative Credit Union
    Duluth, MN
  • Joshua White
    Staff Attorney
    Hometown Lenders, Inc.
    Huntsville, AL
  • Carin L. White, CMS
    Escalated/Regulatory Complaint Supervisor
    LoanCare
    Virginia Beach, VA
  • Maria Yvonne Williams
    Loan Originator
    GoPrime Mortgage, Inc.
    Apex, NC
  • Eric Wilson
    Director of External Affairs and Government Relations
    Veterans United Home Loans
    Columbia, MO
  • Carol Ann Wilson
    Manager, Investor Quality Assurance and Analysis
    Navy Federal Credit Union
    Vienna, VA
  • Kenneth Wilson, Jr.
    Hometown Lenders, Inc.
    Huntsville, AL
  • Justin Wiseman
    MBA Staff Representative
    Vice President, Managing Regulatory Counsel
    Mortgage Bankers Association
    Washington, DC
  • Lisa Wolfe
    Compliance Officer
    loanDepot.com, LLC
    Foothill Ranch, CA
  • Marissa Yaker, Esq.
    Deputy General Counsel, Regulatory Affairs
    Padgett Law Group
    Tallahassee, FL
  • Kong Yang
    AVP - Corporate Compliance, Risk & Compliance
    U.S. Bank Home Mortgage
    Hopkins, MN
  • Ashley Yarabinec, CMB, AMP, CMB, AMP
    Associate Director of Member Engagement
    Mortgage Bankers Association
    Washington, DC
  • Candice Young
    Director of Compliance, Quality Control
    Sente Mortgage
    Austin, TX
  • Ingrid Zaza
    Jr. Compliance Officer
    Embrace Home Loans
    Middletown, RI
  • Stephanie Zieman
    BSA/AML Coordinator
    Veterans United Home Loans
    Columbia, MO