GSE Multifamily Policy
The Enterprises play a critical role in providing a reliable source of capital for the multifamily mortgage market and support the increase in supply of affordable rental housing.
The GSEs serve as an important source of capital for financing multifamily housing. In the current context of multifamily housing finance and GSE reform, MBA will continue to advocate for legislative or administrative reform that supports liquidity in all market cycles while recognizing the important role of competition in financing multifamily housing. MBA will engage with policymakers to encourage GSE-related policies to support an appropriate role in affordable housing and underserved markets.
Over a decade has passed since the Enterprises were placed into government conservatorship. Despite the intent that conservatorship would serve as only a temporary bridge to stabilize the Enterprises, the conservatorship persists, and the Enterprises’ long-term status remains unresolved. GSE reform bills have been introduced in Congress; MBA and other organizations have released white papers and other documents suggesting visions for the future of the GSEs and housing finance.
RELATED: Read MBA’s Whitepaper on GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market
Recent MBA Activity Related to GSE Multifamily Policy
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MBA Comments: FHLBank System at 100: Focusing on the Future – Request for Input
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MBA Summary on FHFA NPRM 2022-2023 MF Housing Goals
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MBA Letter to FHFA on Radon
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Joint Letter to Senate Banking Committee on Rental Assistance
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Joint Letter to Congress on COVID-19 Relief
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MBA Letter to the House Financial Services Committee on COVID-19 Relief
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MBA Coalition Letter to DOL on Davis Bacon Impacts
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MBA Letter to FHFA on 2021 Affordable Housing Goals
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MBA Letter to State Policy Groups on Rental Assistance
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MBA Coalition Letter to CFPB on HMDA ANPR on Coverage of Business-to-Business Multifamily Loans
Related MBA Events
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Basics of Commercial Loan Closing and Loan Documentation
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Commercial Real Estate Basics: Introduction to Commercial/Multifamily Loan Servicing: June 2023
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MAA Quarterly Webinar: Townhall Legislative Update
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Make the Most of Your CREF Membership - June 2023
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School of Multifamily Mortgage Banking: June 2023: Charlotte, NC
Related Resources
- MBA Summary of GSE Multifamily Caps and Affordable Housing Goals
- Senior Preferred Stock Purchase Agreements | Federal Housing Finance Agency (fhfa.gov)
- FHFA Strategic Plan: Fiscal Years 2022 - 2026 | Federal Housing Finance Agency
- 2022 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions - November 2021 (fhfa.gov)