GSE Multifamily Policy
The Enterprises play a critical role in providing a reliable source of capital for the multifamily mortgage market and support the increase in supply of affordable rental housing.
The GSEs serve as an important source of capital for financing multifamily housing. In the current context of multifamily housing finance and GSE reform, MBA will continue to advocate for legislative or administrative reform that supports liquidity in all market cycles while recognizing the important role of competition in financing multifamily housing. MBA will engage with policymakers to encourage GSE-related policies to support an appropriate role in affordable housing and underserved markets.
Over a decade has passed since the Enterprises were placed into government conservatorship. Despite the intent that conservatorship would serve as only a temporary bridge to stabilize the Enterprises, the conservatorship persists, and the Enterprises’ long-term status remains unresolved. GSE reform bills have been introduced in Congress; MBA and other organizations have released white papers and other documents suggesting visions for the future of the GSEs and housing finance.
RELATED: Read MBA’s Whitepaper on GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market
Recent MBA Activity Related to GSE Multifamily Policy
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MBA Letter to House Leaders on 21st Century ROAD to Housing Recommended Changes
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MBA Letter to Senate Leaders on Suggested Improvements to 21st Century ROAD to Housing Act
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MBA Joint Trades Letter on Amending Section 901 of the 21st Century ROAD to Housing Act
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MBA Joint Letter to Senate Leaders on Section 901 (Build-to-Rent) of the 21st Century ROAD to Housing Act
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MBA Joint Trades Letter to Banking Agencies on Basel III Re-proposal Mortgage Impacts
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MBA Support Letter of H.R. 3682, the Financial Stability Oversight Council Improvement Act of 2025
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MBA Letter to House Leadership on Housing for the 21st Century Vote
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CIAT Letter to HFSC on TRIA Reauthorization
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MBA Letter Supporting FY 2026 T-HUD Appropriations Package
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MBA, Real Estate Trades Joint Letter on Housing for the 21st Century Act
