GSE Multifamily Policy
The Enterprises play a critical role in providing a reliable source of capital for the multifamily mortgage market and support the increase in supply of affordable rental housing.
The GSEs serve as an important source of capital for financing multifamily housing. In the current context of multifamily housing finance and GSE reform, MBA will continue to advocate for legislative or administrative reform that supports liquidity in all market cycles while recognizing the important role of competition in financing multifamily housing. MBA will engage with policymakers to encourage GSE-related policies to support an appropriate role in affordable housing and underserved markets.
Over a decade has passed since the Enterprises were placed into government conservatorship. Despite the intent that conservatorship would serve as only a temporary bridge to stabilize the Enterprises, the conservatorship persists, and the Enterprises’ long-term status remains unresolved. GSE reform bills have been introduced in Congress; MBA and other organizations have released white papers and other documents suggesting visions for the future of the GSEs and housing finance.
RELATED: Read MBA’s Whitepaper on GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market
Recent MBA Activity Related to GSE Multifamily Policy
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MBA Joint Letter to Governor Hochul Supporting 421a Program
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MBA Letter to HUD on Electronic Closing Protocols
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MBA Letter on the revised MAP Guide Chapter Six
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MBA Joint Trade Letter on Basel III Recommendations
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MBA Letter to HUD on FHA 203(k) Rehabilitation Mortgage Insurance Program
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MBA Comment Letter on Rural Housing Service’s Proposed Insurance Regulation
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MBA Joint Letter on Yes in My Backyard (YIMBY) Act (H.R. 3507 and S. 1688)
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MBA Joint Trade Letter to FHFA on Rent Control
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MBA Letter to FHFA on Tenant Protections RFI
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MBA Comment Letter to House Ways and Means Committee on H.R. 3936, H.R. 3937, and H.R. 3938
Related MBA Events
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Commercial Real Estate Basics: Introduction to Commercial/Multifamily Real Estate: January 2025: On Demand
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Commercial/Multifamily: Fundamentals of Commercial Insurance Issues and Problems
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Commercial/Multifamily Finance Convention and Expo
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Commercial Real Estate Basics: Borrower Mortgage Credit and Financial Statement Analysis: February 2025
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School of Multifamily Property Inspections: February 2025: Atlanta