News
-
MISMO White Paper Explores How Fee Standardization Reduces Cost and Complexity in Mortgage Lending
MISMO®, the real estate finance industry’s standards organization, today announced the release of Fee Standardization in the Mortgage Industry, a white paper designed to showcase how MISMO’s Consumer Facing Charge and Fee Guide improves consistency, transparency, and efficiency when mortgage fees are transmitted across the loan lifecycle.
-
MBA Commends House Leadership on Passage of 21st Century ROAD to Housing Act
MBA's President and CEO Bob Broeksmit, CMB, released the following statement after the House passed its amended version of the Senate-passed, 21st Century ROAD to Housing Act.
-
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 2.3 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending May 15, 2026.
-
MBA Education Presents Trimont with the 2026 Commercial Educator of the Year Award
MBA Education, the education division of the Mortgage Bankers Association (MBA), today awarded Trimont with its Commercial Educator of the Year Award here at MBA’s CRE Servicing Solutions Conference.
-
April New Home Purchase Mortgage Applications Decreased 2.4 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for April 2026 shows mortgage applications for new home purchases decreased 2.4 percent from a year ago. Compared to March 2026, applications decreased by 10 percent.
-
Prepared Remarks of MBA President and CEO Bob Broeksmit, CMB, at the 2026 Secondary and Capital Markets Conference
MBA’s President and CEO Bob Broeksmit, CMB, delivered the following remarks at the 2026 Secondary and Capital Markets Conference.
-
IMBs Production Profits Remain Flat in First Quarter of 2026
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $727 on each loan they originated in the first quarter of 2026, compared to a net production profit of $674 per loan in the fourth quarter of 2025, according to the Mortgage Bankers Association’s (MBA) newly released Quarterly Mortgage Bankers Performance Report.
-
Mortgage Delinquencies Increase in the First Quarter of 2026
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44 percent of all loans outstanding at the end of the first quarter of 2026, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey.
-
MBA Applauds Revised 21st Century ROAD to Housing Act
MBA's President and CEO Bob Broeksmit, CMB, released the following statement after the House released an amended version of the Senate-passed, 21st Century ROAD to Housing Act.
-
MBA Statement on Kevin Warsh’s Confirmation as Federal Reserve Chairman
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Senate’s confirmation of Kevin Warsh to serve as Chairman of the Federal Reserve:
-
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 1.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending May 8, 2026.
-
Mortgage Credit Availability Decreased in April
Mortgage credit availability decreased in April according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology.
-
April Jobs Report Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s reaction to this morning’s U.S. Bureau of Labor Statistics report on employment conditions in April.
-
Commercial/Multifamily Borrowing Increased 52 Percent in the First Quarter of 2026
Commercial and multifamily mortgage loan originations were 52 percent higher in the first quarter of 2026 compared to a year earlier, and decreased 30 percent from the fourth quarter of 2025, according to the Mortgage Bankers Association’s (MBA) Quarterly Survey of Commercial/Multifamily Mortgage Bankers Originations.
-
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 4.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending May 1, 2026.
-
MISMO Releases BPM+ Reference Model Toolkit to Accelerate Standards Based Process and Decision Modeling
MISMO®, the real estate finance industry's standards organization, today announced the release of the MISMO BPM+ Reference Model Toolkit, a new resource that helps organizations model mortgage processes, decisions, and data using industry‑standard BPM+ methods aligned with MISMO standards.
-
MBA Statement on HUD Updates to FHA MAP Guide Requirements
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Department of Housing and Urban Development’s (HUD) updates to a selection of requirements in its Federal Housing Administration (FHA) Multifamily Accelerated Processing (MAP) Guide.
-
MISMO Releases Updated Life of Loan Model, Providing an Educational Tool for the Mortgage Lifecycle
MISMO®, the real estate finance industry's standards organization, today announced that the MISMO Life of Loan Model has reached Candidate Recommendation status. This milestone recognizes that the standard has been thoroughly reviewed by a broad range of industry participants and is available for implementation across the mortgage industry.
-
Mortgage Application Payments Increased in March
Homebuyer affordability declined in March, with the national median payment applied for by purchase applicants increasing to $2,131 from $2,061 in February. This is according to the Mortgage Bankers Association's (MBA) Purchase Applications Payment Index (PAPI), which measures how new monthly mortgage payments vary across time – relative to income – using data from MBA’s Weekly Applications Survey (WAS).
-
Q1 GDP Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s reaction to this morning’s U.S. Commerce Department report on Q1 GDP.