News
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MISMO Calls for Participation in New Initiative to Develop Standard Commitment File to Speed the Exchange of Data
MISMO, the real estate finance industry's standards organization, today announced a call for industry professionals to participate in the launch of a new initiative to develop a standard Commitment File.
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Mortgage Credit Availability Increased in November
Mortgage credit availability increased in November according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology.
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MISMO Calls for Industry Professionals to Join the New Technology Impact and Enablement Community of Practice
MISMO®, the real estate finance industry's standards organization, the real estate finance industry’s standards body, is inviting industry professionals to join a newly formed Technology Impact and Enablement community of practice (CoP).
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Commercial and Multifamily Mortgage Delinquency Rates Mixed in Third-Quarter 2025
Commercial mortgage delinquencies were mixed in the third quarter of 2025, according to the Mortgage Bankers Association’s (MBA) latest Commercial Delinquency Report.
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Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 1.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending November 28, 2025. This week’s results include an adjustment for the Thanksgiving holiday.
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MBA Education Names Christy Soukhamneut, CMB, to Lead MBA’s Residential Future Leaders Program
MBA Education, the award-winning education division of the Mortgage Bankers Association (MBA), today announced that Christy Soukhamneut, CMB, a financial services executive, consultant and board director, will lead MBA’s Residential Future Leaders Program.
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MISMO Announces 2025 Standards Governance Committee Election Results
MISMO today announced the elected members to join/continue the 2026/2027 term on the Residential Standards Governance Committee and on the Commercial Standards Governance Committee.
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Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 0.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending November 21, 2025.
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MISMO Publishes Credit Scoring Implementation Artifacts
MISMO®, the real estate finance industry's standards organization, today announced that a new Credit Score Implementation Guide and Credit Score Model Name Document have reached “Final” status, which means they have been thoroughly reviewed by a wide range of organizations and industry participants and are available for industry use.
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MBA Statement on FHFA’s 2026 Multifamily Loan Purchase Caps
MBA’s President and CEO Bob Broeksmit, CMB, released the following statement regarding the Federal Housing Finance Agency's (FHFA) announcement of the 2026 multifamily lending purchase caps for Fannie Mae and Freddie Mac (the GSEs).
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MBA Blasts Credit Reporting Price Hikes; Calls for Ending Tri-merge Requirement
MBA Blasts Credit Reporting Price Hikes; Calls for Ending Tri-merge Requirement
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MISMO Publishes Federal Government Housing Agency Servicing Dataset to Align with the VA’s Modernization Goals
MISMO®, the real estate finance industry's standards organization, today announced publication of the new Federal Government Housing Agency Servicing Dataset in ‘Candidate Recommendation’ status, indicating the standard has been thoroughly reviewed by a wide range of organizations and industry participants and is available for use across the industry.
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Mortgage Application Payments Decreased in October
Homebuyer affordability improved in October, with the national median payment applied for by purchase applicants decreasing to $2,039 from $2,067 in September. This is according to the Mortgage Bankers Association's (MBA) Purchase Applications Payment Index (PAPI), which measures how new monthly mortgage payments vary across time – relative to income – using data from MBA’s Weekly Applications Survey (WAS).
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September Jobs Report Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s reaction to this morning’s U.S. Bureau of Labor Statistics report on employment conditions in September.
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MBA Calls for Quick Senate Confirmation of Travis Hill as FDIC Chairman
MBA's President and CEO Bob Broeksmit, CMB, released the following statement following the Senate Banking Committee’s advancement of the nomination of Travis Hill to serve as Chairman of the Federal Deposit Insurance Corporation (FDIC).
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MBA Urges Swift Senate Confirmation of Frank Cassidy and Joe Gormley
MBA's President and CEO Bob Broeksmit, CMB, released the following statement regarding the Senate Banking Committee’s advancement of the nominations of Frank Cassidy to serve as Federal Housing Administration (FHA) Commissioner and Joe Gormley to serve as President of Ginnie Mae.
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Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 5.2 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending November 14, 2025.
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MISMO Calls for Participation in New Initiative to Standardize Title Order Data Exchange
MISMO today announced a call for industry professionals to join the Title and Closing Documents to Data Development Workgroup (DWG) to support development of the Title Order Dataset Specification.
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IMBs Report Production Profits in Third Quarter of 2025
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $1,201 on each loan they originated in the third quarter of 2025, compared to a net production profit of $950 per loan in the second quarter of 2025, according to the Mortgage Bankers Association’s (MBA) newly released Quarterly Mortgage Bankers Performance Report.
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October New Home Purchase Mortgage Applications Decreased 2.6 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for October 2025 shows mortgage applications for new home purchases decreased 2.6 percent compared from a year ago. Compared to September 2025, applications decreased by 1 percent. This change does not include any adjustment for typical seasonal patterns.