News
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MBA Statement on CFPB Final Rule on Small Business Lending Reporting
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Consumer Financial Protection Bureau’s (CFPB) final rule (Section 1071) on the Reconsideration of Small Business Lending Under the Equal Credit Opportunity Act (Regulation B).
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Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 1.6 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending April 24, 2026.
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FOMC Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s commentary following the Federal Reserve’s FOMC statement released this afternoon on monetary policy and the economy.
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MBA Statement on HUD and USDA Rescission of Energy Efficiency Standards Final Rule
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Department of Housing and Urban Development (HUD) and Department of Agriculture (USDA) rescinding the Energy Efficiency Standards for New Construction final rule for HUD- and USDA-financed housing.
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MISMO Partners with California MBA to Lead Key Workshops at 2026 Mortgage Innovators Conference
MISMO®, the real estate finance industry's standards organization, today announced a partnership with the California Mortgage Bankers Association (California MBA) to lead two industry workshops at the Mortgage Innovators Conference 2026 (MIC), taking place May 6–7, 2026, in Huntington Beach, California.
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Statement of Bob Broeksmit, MBA President and CEO, on Beneficial Basel III Re-proposal Recommendations for Real Estate Finance Before the House Financial Services Committee
Mortgage Bankers Association (MBA) President and CEO Bob Broeksmit, CMB, testified today at a legislative hearing titled, "Prioritizing Main Street: Evaluating the Impact of Capital Proposals on Economic Growth and American Communities," before the House Financial Services Committee.
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MBA Annual Report Finds Total Commercial Real Estate Borrowing and Lending Increased 40 Percent in 2025
Total commercial real estate (CRE) mortgage borrowing and lending is estimated to have totaled $706 billion in 2025, a 40 percent increase from the $505 billion in 2024, and a 65 percent increase from $429 billion in 2023.
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MBA Applauds Senate Introduction of TRIA Reauthorization Bill
MBA's President and CEO Bob Broeksmit, CMB, released the following statement after the introduction of the Terrorism Risk Insurance Program Reauthorization Act (TRIA) of 2026 by a bipartisan group of U.S. Senators.
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Delinquency Rates for Commercial Properties Increased in the First Quarter of 2026
Delinquency rates for mortgages backed by commercial properties increased during the first quarter of 2026. This is according to the Mortgage Bankers Association's (MBA) latest commercial real estate finance (CREF) Loan Performance Survey.
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Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 7.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending April 17, 2026.
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MBA Statement on FHFA, HUD Announcement on Credit Score Modernization
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Federal Housing Finance Agency’s (FHFA) and Department of Housing and Urban Development’s (HUD) announcement today on credit score modernization.
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MISMO Common Confidence Score Reaches Recommendation Status Following Implementation by Leading AVM Providers
MISMO®, the real estate finance industry's standards organization, today announced that the Common Confidence Score has reached recommendation status, the final step for a MISMO standard, reflecting implementation by key stakeholders across the industry.
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Independent Mortgage Bankers Post Improved Net Production Profits in 2025
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported an average profit of $785 on each loan they originated in 2025, up from an average of $443 per loan in 2024.
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Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 1.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending April 10, 2026.
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MBA Presents Burton C. Wood Award to Richard Jordan of Freedom Mortgage
The Mortgage Bankers Association (MBA) today presented its annual Burton C. Wood Legislative Service Award to Richard (Rich) Jordan, Chief Administrative Officer, Freedom Mortgage, at MBA's 2026 National Advocacy Conference (NAC).
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March New Home Purchase Mortgage Applications Increased 11 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for March 2026 shows mortgage applications for new home purchases increased 11 percent from a year ago. Compared to February 2026, applications increased by 26 percent. This change does not include any adjustment for typical seasonal patterns.
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Mortgage Credit Availability Increased in March
Mortgage credit availability increased in March according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology.
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Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 0.8 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending April 3, 2026.
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March Jobs Report Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s reaction to this morning’s U.S. Bureau of Labor Statistics report on employment conditions in March.
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Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 10.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending March 27, 2026.