News
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April Jobs Report Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s reaction to this morning’s U.S. Bureau of Labor Statistics report on employment conditions in April.
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Commercial/Multifamily Borrowing Increased 52 Percent in the First Quarter of 2026
Commercial and multifamily mortgage loan originations were 52 percent higher in the first quarter of 2026 compared to a year earlier, and decreased 30 percent from the fourth quarter of 2025, according to the Mortgage Bankers Association’s (MBA) Quarterly Survey of Commercial/Multifamily Mortgage Bankers Originations.
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Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 4.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending May 1, 2026.
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MISMO Releases BPM+ Reference Model Toolkit to Accelerate Standards Based Process and Decision Modeling
MISMO®, the real estate finance industry's standards organization, today announced the release of the MISMO BPM+ Reference Model Toolkit, a new resource that helps organizations model mortgage processes, decisions, and data using industry‑standard BPM+ methods aligned with MISMO standards.
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MBA Statement on HUD Updates to FHA MAP Guide Requirements
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Department of Housing and Urban Development’s (HUD) updates to a selection of requirements in its Federal Housing Administration (FHA) Multifamily Accelerated Processing (MAP) Guide.
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MISMO Releases Updated Life of Loan Model, Providing an Educational Tool for the Mortgage Lifecycle
MISMO®, the real estate finance industry's standards organization, today announced that the MISMO Life of Loan Model has reached Candidate Recommendation status. This milestone recognizes that the standard has been thoroughly reviewed by a broad range of industry participants and is available for implementation across the mortgage industry.
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Mortgage Application Payments Increased in March
Homebuyer affordability declined in March, with the national median payment applied for by purchase applicants increasing to $2,131 from $2,061 in February. This is according to the Mortgage Bankers Association's (MBA) Purchase Applications Payment Index (PAPI), which measures how new monthly mortgage payments vary across time – relative to income – using data from MBA’s Weekly Applications Survey (WAS).
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Q1 GDP Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s reaction to this morning’s U.S. Commerce Department report on Q1 GDP.
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MBA Statement on CFPB Final Rule on Small Business Lending Reporting
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Consumer Financial Protection Bureau’s (CFPB) final rule (Section 1071) on the Reconsideration of Small Business Lending Under the Equal Credit Opportunity Act (Regulation B).
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Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 1.6 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending April 24, 2026.
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FOMC Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s commentary following the Federal Reserve’s FOMC statement released this afternoon on monetary policy and the economy.
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MBA Statement on HUD and USDA Rescission of Energy Efficiency Standards Final Rule
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Department of Housing and Urban Development (HUD) and Department of Agriculture (USDA) rescinding the Energy Efficiency Standards for New Construction final rule for HUD- and USDA-financed housing.
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MISMO Partners with California MBA to Lead Key Workshops at 2026 Mortgage Innovators Conference
MISMO®, the real estate finance industry's standards organization, today announced a partnership with the California Mortgage Bankers Association (California MBA) to lead two industry workshops at the Mortgage Innovators Conference 2026 (MIC), taking place May 6–7, 2026, in Huntington Beach, California.
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Statement of Bob Broeksmit, MBA President and CEO, on Beneficial Basel III Re-proposal Recommendations for Real Estate Finance Before the House Financial Services Committee
Mortgage Bankers Association (MBA) President and CEO Bob Broeksmit, CMB, testified today at a legislative hearing titled, "Prioritizing Main Street: Evaluating the Impact of Capital Proposals on Economic Growth and American Communities," before the House Financial Services Committee.
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MBA Annual Report Finds Total Commercial Real Estate Borrowing and Lending Increased 40 Percent in 2025
Total commercial real estate (CRE) mortgage borrowing and lending is estimated to have totaled $706 billion in 2025, a 40 percent increase from the $505 billion in 2024, and a 65 percent increase from $429 billion in 2023.
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MBA Applauds Senate Introduction of TRIA Reauthorization Bill
MBA's President and CEO Bob Broeksmit, CMB, released the following statement after the introduction of the Terrorism Risk Insurance Program Reauthorization Act (TRIA) of 2026 by a bipartisan group of U.S. Senators.
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Delinquency Rates for Commercial Properties Increased in the First Quarter of 2026
Delinquency rates for mortgages backed by commercial properties increased during the first quarter of 2026. This is according to the Mortgage Bankers Association's (MBA) latest commercial real estate finance (CREF) Loan Performance Survey.
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Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 7.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending April 17, 2026.
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MBA Statement on FHFA, HUD Announcement on Credit Score Modernization
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Federal Housing Finance Agency’s (FHFA) and Department of Housing and Urban Development’s (HUD) announcement today on credit score modernization.
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MISMO Common Confidence Score Reaches Recommendation Status Following Implementation by Leading AVM Providers
MISMO®, the real estate finance industry's standards organization, today announced that the Common Confidence Score has reached recommendation status, the final step for a MISMO standard, reflecting implementation by key stakeholders across the industry.